Lapeer County property record for 1345 2nd St, Lapeer, MI 48446
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 960 sqft · built 1970 |
| Lot Size | 0.153 acres (6,665 sqft) |
| Owner | Individual Name on File |
| Last Sale | $183,500 (Jul 2025) |
| Tax Bill | $1,518 (2025) |
| Deeds & Mortgages | Aug 2020 Second Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | L21-29-825-040-00 |
| Primary APN | L21-29-825-040-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 960 sqft Living Area |
| 1st Floor Area | 960 sqft |
| Basement Area | 960 sqft |
| Flooring | Carpet |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Ranch |
| Lot Area | 6,665 sqft (0.153 acres) |
| Lot Dimensions | 113 ft deep x 59 ft wide |
| Garage Area | 528 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 1345 2ND ST |
|---|---|
| City | LAPEER |
| State | MI |
| Zip | 48446-1271 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 1 FM |
| Legal Description | CITY OF LAPEER R KAMARO SUBDIVISION LOT 11, BLOCK B (L=1 P=100 SEC 32, T8N-R10E) |
| Legal Range | 10E |
| Legal Township | 08N |
| Legal Section | 32 |
| Legal Subdivision | CITY OF LAPEER R KAMARO SUBDIVISION |
| Legal Block | B |
| Legal Lot Number | 11 |
| Jurisdiction | LAPEER MI |
| Township / Civil Division | LAPEER |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 337000 |
1345 2nd St is owned and occupied by an individual who bought it in July 2025.
Source: Lapeer County records, as of September 24, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5576 KIDDER RD, ALMONT, MI 48003-9613 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 25, 2025 · Amount on File |
| Deed Sale | Jul 25, 2025 · Amount on File |
| Prior Sale | May 20, 2003 · Amount on File |
| Deed Book / Page | 3468 / 137 |
| Prior Transfer Date | May 29, 2002 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAPEER MI |
| Property Address | 1345 2ND ST, LAPEER, MI 48446-1271 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | CISLO TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 1345 2ND ST, LAPEER, MI 48446-1271 |
| Document Number | 0031190300 |
|---|---|
| Date | Aug 5, 2020 |
| Book Page | 3119/300 |
| Name | SOVITA CU |
|---|---|
| Type | Credit Union |
| Address | FLINT, MI 48532 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 84 Months |
| Due | Aug 1, 2027 |
The 2025 property tax bill for 1345 2nd St was $1,518 with a homeowner's exemption.
Source: Lapeer County assessment roll, as of September 24, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Lapeer County |
| Municipality | Lapeer City |
| Unified School District | Lapeer Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $89,200 (+1.36%) | $178,400 (+1.36%) | |
| 2025 | $1,518.00 Homeowner's exemption | $88,000 | $176,000 |
| 2023 | $70,100 | $140,200 | |
| 2022 | $1,321.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1345 2nd St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1997.
Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1997) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Dec 1997 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1345 2nd St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 95% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LAPEER serves 9,023 people · EPA ID MI0003780 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2023 |
| Monitoring and Reporting | 11 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
May also be available: Xfinity.
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