Hamilton County property record for 13446 Dunes Dr, Carmel, IN 46032
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,174 sqft · built 1995 |
| Lot Size | 0.269 acres (11,761 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,391 (2024) |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-09-26-004-023.000-018 |
| Primary APN | 29-09-26-004-023.000-018 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,174 sqft Living Area |
| 1st Floor Area | 1,068 sqft |
| 2nd Floor Area | 1,106 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Architectural Style | Other |
| Roof Material | Asphalt |
| Lot Area | 11,761 sqft (0.269 acres) |
| Lot Dimensions | 132 ft deep x 50 ft wide |
| Garage Type | Attached |
| Garage Area | 1,024 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 1609260004023000 |
|---|---|
| Street Address | 13446 DUNES DR |
| City | CARMEL |
| State | IN |
| Zip | 46032-9593 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ACREAGE .27, SECTION 26, TOWNSHIP 18, RANGE 3, PARK MEADOWS PARKS AT SPRINGMILL, SECTION 3, LOT 23 |
| Legal Range | 03 |
| Legal Township | 18 |
| Legal Section | 26 |
| Legal Subdivision | THE PARKS AT SPRINGMILL SECTION THREE |
| Legal Block | 3 |
| Legal Lot Number | 23 |
| Jurisdiction | HAMILTON IN |
| Township / Civil Division | CLAY |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 110906 |
13446 Dunes Dr is owned and occupied by two individuals who acquired it in June 2002.
Source: Hamilton County records, as of March 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 13446 DUNES DR, CARMEL, IN 46032-9593 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 27, 2002 |
| Deed Sale | Jun 27, 2002 |
| Deed Document Number | 200200045822 |
| Record Updated | Jun 8, 2026 |
Source: Hamilton County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Indiana |
| County | Hamilton County |
| County Subdivision | Clay Township |
| Municipality | Carmel City |
| Unified School District | Carmel Clay Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $445,800 (+11.53%) Land $92,300 Building $353,500 | $445,800 (+11.53%) Land $92,300 Building $353,500 | |
| 2024 | $4,391.00 (+8.69%) | $399,700 (+4.63%) Land $92,300 Building $307,400 | $399,700 (+4.63%) Land $92,300 Building $307,400 |
| 2023 | $4,040.00 (+19.6%) Homeowner's exemption | $382,000 (+28.06%) Land $74,600 Building $307,400 | $382,000 (+28.06%) Land $74,600 Building $307,400 |
| 2022 | $3,378.00 Homeowner's exemption | $298,300 Land $74,600 Building $223,700 | $298,300 Land $74,600 Building $223,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 13446 Dunes Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 13446 Dunes Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 85% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Aug 2024 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 344 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 50 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
May also be available: T-Mobile, Verizon.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures