Montgomery County property record for 13446 Ansel Ter, Germantown, MD 20874
| Property Type | Townhouse |
|---|---|
| Details | 3.5 ba · 2,072 sqft · built 1996 |
| Lot Size | 0.04 acres (1,760 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $390,000 (Nov 2018) |
| Tax Bill | $5,633 (2025) |
| Deeds & Mortgages | Apr 2020 Mortgage Nov 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-03063732 |
| Primary APN | 06-03063732 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,072 sqft Living Area |
| Gross Area | 2,292 sqft |
| 1st Floor Area | 836 sqft |
| Basement Area | 400 sqft |
| Finished Basement | 400 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Townhouse |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 1,760 sqft (0.04 acres) |
| Garage Type | Attached |
| Garage Area | 220 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Account Number | 03063732 |
|---|---|
| Street Address | 13446 ANSEL TER |
| City | GERMANTOWN |
| State | MD |
| Zip | 20874-3482 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | R200 |
| Legal Description | CLOPPERS MILL WEST |
| Legal Subdivision | CLOPPERS MILL WEST |
| Legal Block | EYE |
| Legal Lot Number | 118 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 6 |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 700613 |
13446 Ansel Ter, a townhouse, is owned by two individuals who bought it in November 2018.
Source: Montgomery County records, as of August 17, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 22395 WINDING WOODS WAY, CLARKSBURG, MD 20871-6351 |
| Owner Type | Individual |
| Vesting | Tenants in Common |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 10, 2020 | Deed of Trust, Mortgage · Conventional with PMI UNION HM MTG CORP |
| Nov 28, 2018 | Deed, Transfer · Conventional Mortgage WEI MORTGAGE CORPORATION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 28, 2018 · Amount on File |
| Deed Sale | Nov 28, 2018 · Amount on File |
| Prior Sale | Jun 22, 2016 · Amount on File |
| Deed Book / Page | 56919 / 115 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 13446 ANSEL TER, GERMANTOWN, MD 20874-3482 |
| Document Number | 0593770343 |
| Instrument Date | Apr 10, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2020 |
| Title Company | OTHER |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Address | 13446 ANSEL TER GERMANTOWN MD 208743482, GERMANTOWN, MD 20874-3482 |
| Document Number | 0593770343 |
|---|---|
| Date | Apr 15, 2020 |
| Book Page | 059377/000343 |
| Name | UNION HM MTG CORP |
|---|---|
| Address | STRONGSVILLE, OH 44136 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 14, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | Nov 28, 2018 |
| Property Address | 13446 ANSEL TER, GERMANTOWN, MD 20874-3482 |
| Document Number | 0569190115 |
| Book / Page | 56919 / 115 |
| Map Reference | MB173 PL19390 |
| Instrument Date | Oct 25, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Title Company | LANDMARK TITLE SERVICES INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,850.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 22395 WINDING WOODS WAY, CLARKSBURG, MD 20871-6351 |
| Document Number | 0056919122 |
|---|---|
| Date | Nov 28, 2018 |
| Instrument | 56919/122 |
| Name | WEI MORTGAGE CORPORATION |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2048 |
The 2025 property tax bill for 13446 Ansel Ter was $5,633.
Source: Montgomery County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Unified School District | Montgomery County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $490,367 (+9.13%) | $531,400 (-) Land $143,300 Building $388,100 | |
| 2025 | $5,633.00 | $449,333 | $531,400 Land $143,300 Building $388,100 |
| 2023 | $401,833 | $408,300 Land $136,500 Building $271,800 | |
| 2022 | $4,710.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 13446 Ansel Ter in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2012.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2012) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 13446 Ansel Ter is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 239 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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