13445 Phal Rd, Grass Lake, MI 49240 Property Records

Jackson County property record for 13445 Phal Rd, Grass Lake, MI 49240

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,344 sqft · built 1996
Lot Size	1 acres (43,560 sqft)
Owner	Company Name on Record
Last Sale	$231,000 (Dec 2018)
Tax Bill	$3,074 (2025)
Deeds & Mortgages	Jul 2019 Transfer Dec 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`000-15-14-176-002-02`

Property Details

APN / Parcel Number

Primary APN	`000-15-14-176-002-02`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,344 sqft Living Area
1st Floor Area	1,344 sqft
Basement Area	1,344 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Lot Area	43,560 sqft (1 acres)
Lot Dimensions	290 ft deep x 150 ft wide
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	13445 PHAL RD
City	GRASS LAKE
State	MI
Zip	49240-9493
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-SIN
Legal Description	BEG AT NW COR OF SEC 14 TH S ALG W SEC LN 425.33 FT (RECORD 427.75 FT) TO CEN LN OF PHAL RD TH S57 46'30''E 2276.62 FT TO A
Legal Range	02E
Legal Township	03S
Legal Section	14
Jurisdiction	JACKSON MI
Township / Civil Division	GRASS LAKE
Census Block Group	1
Census Block	1012
Census Tract	6804

Owner

Source: Jackson County records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	13445 PHAL RD, GRASS LAKE, MI 49240-9493
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Dec 27, 2018	Warranty Deed, Transfer · Conventional with PMI FARMERS ST BK/MUNITH
Nov 8, 2017	Quit Claim Deed, Transfer · Conventional Mortgage THE DART BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 27, 2018 · Amount on Record
Deed Sale	Dec 27, 2018 · Amount on Record
Prior Sale	Oct 3, 2016 · Amount on Record
Deed Document Number	20182812148
Deed Book / Page	2133 / 60
Last Transfer Date	Jul 25, 2019
Transfer Doc	0002828222
Record Updated	Oct 29, 2026

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JACKSON MI
Recording Date	Jul 29, 2019
Property Address	13445 PHAL RD, GRASS LAKE, MI 49240-9493
Document Number	0002828222
Book / Page	002145 / 000534
Instrument Date	Jul 25, 2019
Instrument	2828222
Transaction Type	Transfer
Record Updated	Aug 8, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	13445 PHAL RD GRASS LAKE MI 492409493, GRASS LAKE, MI 49240-9493

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MI
Recording Date	Dec 27, 2018
Property Address	13445 PHAL RD, GRASS LAKE, MI 49240-9493
Document Number	0002812148
Book / Page	002133 / 000060
Instrument Date	Dec 20, 2018
Instrument	2812148
Transaction Type	Transfer
Record Updated	Jan 24, 2019
Title Company	OTHER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	13455 PHAL RD GRASS LAKE MI 49240, GRASS LAKE, MI 49240

Mortgage

Document Number	2812149
Date	Dec 27, 2018
Book Page	002133/000061
Instrument	2812149

Lender

Name	FARMERS ST BK/MUNITH
Type	Bank
Address	MUNITH, MI 49259

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 26, 2048

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JACKSON MI
Recording Date	Nov 8, 2017
Property Address	13445 PHAL RD, GRASS LAKE, MI 49240-9493
Document Number	0002782158
Book / Page	2109 / 1270
Instrument Date	Oct 13, 2017
Instrument	2782158
Transaction Type	Transfer
Record Updated	Sep 21, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10132 WALSH RD, 10132, MONTAGUE, MI 49437-9539

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13445 PHAL RD, GRASS LAKE, MI 49240-9493

Mortgage

Document Number	0002782159
Date	Nov 8, 2017
Instrument	2782159

Lender

Name	THE DART BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Jackson County
County Subdivision	Grass Lake Charter Township
Unified School District	Grass Lake Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$175,900 (+12.18%)	$351,800 (+12.18%)
2025	$3,074.00 (-27.74%)	$156,800 (+11.13%)	$313,600 (+11.13%)
2024	$4,254.00 (+10.58%)
2023		$141,100	$282,200
2022	$3,847.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Midwest Energy & Communications Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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