13445 Harper Dr, Saratoga, CA 95070 Property Records

Santa Clara County property record for 13445 Harper Dr, Saratoga, CA 95070

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 2,625 sqft · built 2012
Lot Size	0.184 acres (8,008 sqft)
Owner	Company Name on Record
Last Sale	$850,000 (Jun 2005)
Tax Bill	$23,799 (2025)
Deeds & Mortgages	Dec 2020 Line of Credit Dec 2020 Transfer + 3 more
Flood Zone	Zone X (moderate risk)
APN	`389-38-038`

Property Details

APN / Parcel Number

Primary APN	`389-38-038`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,625 sqft Living Area
1st Floor Area	2,625 sqft
Family Room	Family Room
Utility Room	Utility Room

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Architectural Style	H-Shape
Construction Type	Wood
Lot Area	8,008 sqft (0.184 acres)
Lot Dimensions	104 ft deep x 77 ft wide
Garage Area	414 sqft
Parking Spaces	2 Parking Spaces
Porch	None

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	13445 HARPER DR
City	SARATOGA
State	CA
Zip	95070-5108
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R110
Legal Description	TRACT 822 SARATOGA GARDENS BOOK 40 PAGE 55 PAGE 56 BLOCK 5 LOT 13
Legal Subdivision	SARATOGA GARDENS
Legal Tract	822
Legal Block	5
Legal Lot Number	13
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	1
Census Block	1004
Census Tract	507301

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	13445 HARPER DR, SARATOGA, CA 95070-5108
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2020	Intrafamily Transfer, Transfer · Line of Credit STAR ONE CU
Dec 24, 2020	Quit Claim Deed, Transfer OLD REPUBLIC TITLE
Aug 4, 2020	Quit Claim Deed, Transfer QUICKEN LNS
Jul 13, 2021	Intrafamily Transfer, Transfer
Mar 19, 2024	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 9, 2005 · Amount on Record
Deed Sale	Jun 9, 2005 · Amount on Record
Prior Sale	May 12, 2004 · Amount on Record
Deed Document Number	200518411015
Last Transfer Date	Jul 28, 2020
Transfer Doc	0025027515
Record Updated	Oct 29, 2026

December 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Dec 9, 2020
Property Address	13445 HARPER DR, SARATOGA, CA 95070-5108
Document Number	0024741648
Map Reference	MB 40 PG 55&56
Instrument Date	Nov 23, 2020
Instrument	24741648
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	13445 HARPER DR, SARATOGA, CA 95070-5108
Investor	Possibly a Property Investor

Mortgage

Document Number	0024741649
Date	Dec 9, 2020
Instrument	24741649

Lender

Name	STAR ONE CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	302 Months
Due	Feb 9, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Dec 24, 2020
Property Address	13445 HARPER DR, SARATOGA, CA 95070-5108
Document Number	0024762863
Instrument Date	Nov 23, 2020
Instrument	24762863
Transaction Type	Transfer
Record Updated	Jan 7, 2021
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	13445 HARPER DR SARATOGA CA 950705108, SARATOGA, CA 95070-5108

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Aug 4, 2020
Property Address	13445 HARPER DR, SARATOGA, CA 95070-5108
Document Number	0024563061
Instrument Date	Jul 28, 2020
Instrument	24563061
Transaction Type	Transfer
Record Updated	Aug 19, 2020
Title Company	ORANGE COAST TITLE COMPANY, ORANGE COAST TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	13445 HARPER DR SARATOGA CA 950705108, SARATOGA, CA 95070-5108

Mortgage

Document Number	24561904
Date	Aug 4, 2020
Instrument	24561904

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 3, 2050

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Jul 13, 2021
Property Address	13445 HARPER DR, SARATOGA, CA 95070-5108
Document Number	0025027515
Instrument Date	Jul 28, 2020
Instrument	25027515
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	13445 HARPER DR, SARATOGA, CA 95070-5108
Investor	Possibly a Property Investor

March 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Mar 19, 2024
Property Address	13445 HARPER DR, SARATOGA, CA 95070-5108
Document Number	0025611992
Instrument Date	Jul 28, 2020
Instrument	25611992
Transaction Type	Transfer
Record Updated	Apr 17, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13445 HARPER DR, SARATOGA, CA 95070-5108
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Saratoga City
Secondary School District	Los Gatos-Saratoga Joint Union School District (09 - 12)
Elementary School District	Saratoga Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,031,837 (+2%) Land $1,052,118 Building $979,719
2025	$23,799.00 (+1.04%) Homeowner's exemption	$1,991,998 (+4.04%) Land $1,031,489 Building $960,509
2024	$23,555.00 (+0.99%)
2023	$23,324.00 (+2.05%) Homeowner's exemption	$1,914,648 Land $991,436 Building $923,212
2022	$22,856.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN JOSE WATER private · serves 1,039,920 people · EPA ID CA4310011
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 470 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
Ridge Wireless Fixed Wireless	100 / 60

May also be available: T-Mobile.

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