Lake County property record for 13445 Debbie Ln, Clermont, FL 34715
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,668 sqft · built 1990 |
| Lot Size | 1.01 acres (44,054 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $79,900 (Oct 1990) |
| Tax Bill | $1,947 (2024) |
| Deeds & Mortgages | Jul 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-22-26-0100-00B-03000 |
| Primary APN | 08-22-26-0100-00B-03000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,668 sqft Living Area |
| 1st Floor Area | 1,668 sqft |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Asbestos |
| Construction Type | Steel Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Shingle |
| Lot Area | 44,054 sqft (1.01 acres) |
| Garage Type | Carport |
| Garage Area | 750 sqft |
| Carport | Carport |
| Carport Area | 4,190 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 536 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Account Number | 1103797 |
|---|---|
| Street Address | 13445 DEBBIE LN |
| City | CLERMONT |
| State | FL |
| Zip | 34715-6278 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HOWEY SUB A LOT 30 BLK B & BEG NW COR LOT 30 RUN N 10 FT E TO PT 33 FT W OF MID-SECTION LINE S 10 FT W TO POB PB 10 PG 80 ORB |
| Legal Range | 26E |
| Legal Township | 22S |
| Legal Section | 08 |
| Legal Subdivision | HOWEY |
| Legal Tract | 100 |
| Legal Block | B |
| Legal Lot Number | 30 |
| Jurisdiction | LAKE FL |
| Township / Civil Division | CLERMONT |
| Census Block Group | 3 |
| Census Block | 3038 |
| Census Tract | 31309 |
Source: Lake County records, as of December 15, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 13445 DEBBIE LN, CLERMONT, FL 34715-6278 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 1, 1990 · Amount on Record |
| Deed Sale | Oct 1, 1990 · Amount on Record |
| Deed Document Number | 0010801796 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 13445 DEBBIE LN, CLERMONT, FL 34715-6278 |
| Transaction Type | Mortgage |
| Record Updated | Jan 11, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0053171470 |
|---|---|
| Date | Jul 30, 2019 |
| Book Page | 5317/1470 |
| Instrument | 2019084897 |
| Name | PARTNERS FCU |
|---|---|
| Type | Credit Union |
| Address | ORLANDO, FL 32821 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Aug 1, 2034 |
Source: Lake County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Lake County |
| Unified School District | Lake County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $132,300 (+5.98%) Land $93,750 Building $38,550 | $265,525 (+2.73%) Land $93,750 Building $171,775 | |
| 2024 | $1,947.00 (+13.26%) | ||
| 2023 | $1,719.00 (+17.26%) Homeowner's exemption | $124,840 (+6.76%) | $258,473 (+2.58%) Land $93,750 Building $164,723 |
| 2022 | $1,466.00 Homeowner's exemption | $116,930 | $251,966 Land $93,750 Building $158,216 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 33 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 33 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 89% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MINNEOLA WATER DEPARTMENT (2 WPS) serves 20,605 people · EPA ID FL3350836 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 474 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 2,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
May also be available: Verizon.
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