13442 Cross Rd, Ashland, VA 23005 Property Records

Hanover County property record for 13442 Cross Rd, Ashland, VA 23005

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,386 sqft · built 1982
Lot Size	2.58 acres (112,385 sqft)
Owner	Individual Name on File
Last Sale	$150,000 (Oct 2019)
Tax Bill	$4,937 (2026)
Deeds & Mortgages	Oct 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`7870-38-6803`

Property Details

APN / Parcel Number

Primary APN	`7870-38-6803`
Alternative APN	`10163389`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,386 sqft Living Area
Gross Area	4,772 sqft
1st Floor Area	2,386 sqft
Basement Area	2,386 sqft
Unfinished Basement	2,386 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	112,385 sqft (2.58 acres)
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	240 sqft
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	10163389
Street Address	13442 CROSS RD
City	ASHLAND
State	VA
Zip	23005-1100
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-1
Legal Description	13400 BLK CROSS ROAD
Jurisdiction	HANOVER VA
Township / Civil Division	BEAVERDAM
Census Block Group	1
Census Block	1005
Census Tract	320601

Owner

13442 Cross Rd is owned and occupied by an individual who bought it in October 2019.

Source: Hanover County records, as of June 4, 2026

Owner of Record	Individual Name on File
Mailing Address	13442 CROSS RD, ASHLAND, VA 23005-1100
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 24, 2019 · Amount on File
Deed Sale	Oct 24, 2019 · Amount on File
Deed Document Number	2019136990
Deed Book / Page	3238 / 424
Record Updated	Sep 20, 2026

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HANOVER VA
Recording Date	Oct 24, 2019
Property Address	13442 CROSS RD, ASHLAND, VA 23005-1100
Document Number	3238424
Book / Page	3238 / 424
Instrument Date	Oct 22, 2019
Instrument	20191024000136990
Transaction Type	Transfer
Record Updated	Jun 11, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13442 CROSS RD, ASHLAND, VA 23005-1100

Mortgage

Document Number	20191024000137000
Date	Oct 24, 2019
Instrument	20191024000137000

Lender

Name	CAPITAL CENTER LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 13442 Cross Rd was $4,937.

Source: Hanover County assessment roll, as of June 4, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Hanover County
Unified School District	Hanover County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,937.00	$609,600 Land $113,000 Building $496,600	$609,600 Land $113,000 Building $496,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 13442 Cross Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2012.

Source: FEMA National Flood Hazard Layer, effective January 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (2012–2018)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13442 Cross Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: All Points Broadband, Glo Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cross Rd

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