13441 Rowe Rd, Smithsburg, MD 21783 Property Records

Washington County property record for 13441 Rowe Rd, Smithsburg, MD 21783

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,624 sqft · built 1992
Lot Size	1.96 acres (85,378 sqft)
Owner	2 Individual Names on Record
Last Sale	$142,000 (Jul 1997)
Tax Bill	$4,028 (2026)
Flood Zone	Zone X (minimal risk)
APN	`07-028512`

Property Details

APN / Parcel Number

Primary APN	`07-028512`
Alternative APN	`028512`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,624 sqft Total Area

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	85,378 sqft (1.96 acres)
Garage Type	Attached
Garage Area	837 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	96 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	028512
Street Address	13441 ROWE RD
City	SMITHSBURG
State	MD
Zip	21783-1318
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RV
Legal Description	LOT 2 1.96 ACRES 13441 ROWE ROAD
Legal Subdivision	FRANK KIPE
Legal Lot Number	2
Jurisdiction	WASHINGTON MD
Township / Civil Division	7, SMITHSBURG
Census Block Group	1
Census Block	1018
Census Tract	11301

Owner

Source: Washington County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	13441 ROWE RD, SMITHSBURG, MD 21783-1318
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 1997 · Amount on Record
Deed Sale	Jul 1, 1997 · Amount on Record
Prior Sale	Apr 16, 1992 · Amount on Record
Deed Document Number	199729511
Deed Book / Page	1345 / 831
Record Updated	Oct 29, 2026

Tax Assessment & Valuation

Source: Washington County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Washington County
Unified School District	Washington County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,028.00 (+4.92%) Homeowner's exemption	$427,833 (+4.95%)	$448,000 (-) Land $82,200 Building $365,800
2025	$3,839.00 (+11.66%) Homeowner's exemption	$407,667 (+11.33%)	$448,000 (+15.61%) Land $82,200 Building $365,800
2023	$3,438.00 Homeowner's exemption	$366,167	$387,500 Land $82,200 Building $305,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 14, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1996)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 1996 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Antietam Cable Cable · Fiber in parts of the area	1,300 / 50
PA.net Fixed Wireless · not low latency	200 / 50
T-Mobile Fixed Wireless	100 / 20