13440 Springhill Ct, Winnebago, IL 61088 Property Records

Winnebago County property record for 13440 Springhill Ct, Winnebago, IL 61088

Property Summary

Property Type	Single Family Home
Details	3 bd · 1,524 sqft · built 2006
Lot Size	0.31 acres (13,504 sqft)
Owner	Individual Name on File
Last Sale	$162,000 (Apr 2019)
Tax Bill	$4,636 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Apr 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-25-351-013`

Property Details

APN / Parcel Number

Primary APN	`09-25-351-013`
Alternative APN	`925351013`

Interior

Bedrooms	3 Beds
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,524 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Lot Area	13,504 sqft (0.31 acres)
Garage Type	Attached
Garage Area	640 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	13440 SPRINGHILL CT
City	WINNEBAGO
State	IL
Zip	61088-8054
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PCD
Legal Description	WESTLAKE VILLAGE NO 5 PT SW1/4 SEC 25-27-10 LOT 355
Legal Range	10
Legal Township	27
Legal Section	25
Legal Subdivision	WESTLAKE VILLAGE NO 5
Legal Lot Number	355
Jurisdiction	WINNEBAGO IL
Township / Civil Division	PECATONICA
Census Block Group	4
Census Block	4032
Census Tract	4300

Owner

13440 Springhill Ct is owned and occupied by an individual who bought it in April 2019.

Source: Winnebago County records, as of July 28, 2026

Owner of Record	Individual Name on File
Mailing Address	13440 SPRINGHILL CT, WINNEBAGO, IL 61088-8054
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 29, 2021	Deed of Trust, Mortgage · FHA Mortgage HOME POINT FINANCIAL CORP
Apr 2, 2019	Warranty Deed, Transfer · FHA Mortgage MIDWEST CMNTY BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 2, 2019 · Amount on File
Deed Sale	Apr 2, 2019 · Amount on File
Prior Sale	Apr 2, 2019 · Amount on File
Deed Document Number	20191008683
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	13440 SPRINGHILL CT, WINNEBAGO, IL 61088-8054
Transaction Type	Mortgage
Record Updated	Apr 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010389
Date	Mar 29, 2021
Instrument	2110389

Lender

Name	HOME POINT FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2051

Interest

Rate Type	Fixed Rate

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Apr 2, 2019
Property Address	13440 SPRINGHILL CT, WINNEBAGO, IL 61088-8054
Document Number	0001008683
Instrument Date	Mar 29, 2019
Instrument	1008683
Transaction Type	Transfer
Record Updated	May 2, 2019
Title Company	TITLE UNDERWRITERS AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$243.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13440 SPRINGHILL CT WINNEBAGO IL 610888054, WINNEBAGO, IL 61088-8054

Mortgage

Document Number	1008684
Date	Apr 2, 2019
Instrument	1008684

Lender

Name	MIDWEST CMNTY BK
Type	Bank
Address	FREEPORT, IL 61032

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2049

Interest

Rate Type	Fixed Rate
Rate	4.49%

Tax Assessment & Valuation

The 2025 property tax bill for 13440 Springhill Ct was $4,636 with a homeowner's exemption.

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Pecatonica Township
Unified School District	Pecatonica Community Unit School District 321 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,636.00	$76,078 Land $10,521 Building $65,557	$228,234 Land $31,563 Building $196,671
2022	Homeowner's exemption	$60,049 Land $8,304 Building $51,745	$180,147 Land $24,912 Building $155,235

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 13440 Springhill Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13440 Springhill Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-WESTLAKE private · serves 1,493 people · EPA ID IL2010070
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
JCWIFI.com Fixed Wireless	200 / 200
AaroBand Fixed Wireless	100 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Springhill Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures