Baldwin County property record for 13440 Ryland St, Stapleton, AL 36578
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,346 sqft · built 1954 |
| Lot Size | 0.51 acres (22,216 sqft) |
| Owner | Individual Name on File |
| Last Sale | $72,900 (Sep 2017) |
| Deeds & Mortgages | Apr 2018 Line of Credit Sep 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-09-32-0-000-118.001 |
| Primary APN | 28-09-32-0-000-118.001 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,346 sqft Heated Area |
| 1st Floor Area | 1,346 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1954 |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 22,216 sqft (0.51 acres) |
| Utility Building | 120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 343035 |
|---|---|
| Street Address | 13440 RYLAND ST |
| City | STAPLETON |
| State | AL |
| Zip | 36578-4160 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 150' X 150' LOTS 5-7 BLK 10 STAPLETON SUB BLK 10 PB MS1 PG342 SEC 32-T3S-R3E (WD-SURVIVORSHIP) |
| Legal Subdivision | STAPLETON SUBDIVISION |
| Legal Block | 10 |
| Legal Lot Number | 5-7 |
| Jurisdiction | BALDWIN AL |
| Township / Civil Division | BAY MINETTE |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 10300 |
Source: Baldwin County assessment roll, as of April 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 13440 RYLAND ST, STAPLETON, AL 36578-4160 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
| Date | Document |
|---|---|
| Apr 9, 2018 | Deed of Trust, Mortgage · Line of Credit PEN AIR FCU |
| Sep 22, 2022 | Deed of Trust, Mortgage · FHA Mortgage BANK OF ENGLAND |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 1, 2017 · Amount on Record |
| Deed Sale | Sep 1, 2017 · Amount on Record |
| Deed Document Number | 20171653650 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALDWIN AL |
| Property Address | 13440 RYLAND ST, STAPLETON, AL 36578-4160 |
| Transaction Type | Mortgage |
| Record Updated | Oct 14, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0001689245 |
|---|---|
| Date | Apr 9, 2018 |
| Instrument | 1689245 |
| Name | PEN AIR FCU |
|---|---|
| Type | Credit Union |
| Address | PENSACOLA, FL 32514 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 8, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALDWIN AL |
| Property Address | 13440 RYLAND ST, STAPLETON, AL 36578-4160 |
| Transaction Type | Mortgage |
| Record Updated | Oct 14, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0002024897 |
|---|---|
| Date | Sep 22, 2022 |
| Instrument | 2024897 |
| Name | BANK OF ENGLAND |
|---|---|
| Type | Bank |
| Address | LITTLE ROCK, AR 72201 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2052 |
Source: Baldwin County assessment roll, as of April 16, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Baldwin County |
| Unified School District | Baldwin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $15,040 (+6.52%) Land $3,880 Building $11,160 | $151,600 (+7.52%) Land $39,200 Building $112,400 | |
| 2023 | Homeowner's exemption Senior Citizen's exemption Additional exemption filed | $14,120 (+24.51%) | $141,000 (+24.56%) Land $27,400 Building $113,600 |
| 2022 | Homeowner's exemption Senior Citizen's exemption Additional exemption filed | $11,340 | $113,200 Land $26,700 Building $86,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 6 (1997–2025) |
| Most Recent Claim | Apr 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 66% of the US · above 87% of Alabama |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTH BALDWIN UTILITIES serves 28,713 people · EPA ID AL0000023 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 29 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Mediacom Communications Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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