13440 Montego Dr, Poway, CA 92064 Property Records

San Diego County property record for 13440 Montego Dr, Poway, CA 92064 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2 Baths
Year BuiltBuilt 1976
Square Footage1,448 sqft Living Area
Lot Size6,917 sqft (0.159 acres)
OccupancyOwner Occupied
Last Sale$995,000 (2025)
Tax Bill$2,598.00 (2025)

Property Details

APN / Parcel Number

Primary APN323-351-01-00

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Building Area1,448 sqft Living Area
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 1976
Architectural StyleContemporary Style
Exterior MaterialStucco Exterior
Construction TypeFrame Construction
Roof MaterialComposition Shingle Roof
Lot Area6,917 sqft (0.159 acres)
Depth X Width103 ft x 65 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeCarport Garage
CarportCarport

Utilities and HVAC

Heating SystemForced Air with Air Conditioning Heating
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Street Address13440 MONTEGO DR
CityPOWAY
StateCA
Zip92064-4916
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 15 TR 008148
Legal SubdivisionFLAIR-POWAY
Legal Tract008148
Legal Block2
Legal Lot Number15
JurisdictionSAN DIEGO CA
Minor Civil DivisionSAN DIEGO
Census Blockgroup2
Census Block2015
Census Tract17010

Owner

Source: San Diego County records · APN 323-351-01-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address13440 MONTEGO DR, POWAY, CA 92064-4916
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jun 18, 2026Deed of Trust, Mortgage · Conventional Mortgage
FREEDOM MORTGAGE CORPORATION
Dec 15, 2025Deed of Trust, Mortgage · Conventional Mortgage
FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 21, 2025 · Amount on Record
Deed SaleMay 21, 2025 · Amount on Record
Prior SaleApr 09, 1987 · Amount on Record
Deed Doc Number2025134419
Prior Transfer DateMay 14, 2025
Prior Transfer Doc0000134418
Record RefreshedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Recording DateJun 18, 2026
Property Address13440 MONTEGO DR, POWAY, CA 92064-4916
Document Number0000175222
Instrument DateJun 12, 2026
Instrument2026175222
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants, 205
Address13440 MONTEGO DR, POWAY, CA 92064-4916
InvestorPossibly a Property Investor

Mortgage

Document Number0000175222,
DateJun 18, 2026
Instrument2026175222
Lender
NameFREEDOM MORTGAGE CORPORATION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2056
Interest
Rate TypeAdjustable Rate
Rate4.88%
Initial TypeAdjustable Rate
AdjustableDocument includes a rider for adjustable-rate mortgage with a specific rate change date.
Max Rate-1%

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address13440 MONTEGO DR, POWAY, CA 92064-4916
Transaction TypeMortgage
Record UpdatedDec 26, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address13440 MONTEGO DR, POWAY, CA 92064-4916

Mortgage

Document Number0000352113
DateDec 15, 2025
Instrument2025-0352113
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term356 Months
DueAug 01, 2055

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityPoway City
Unified School DistrictPoway Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed Value
2026$1,014,900 (+344.76%) Land $795,600 Building $219,300
2025$2,598.00 (+4.97%)$228,190 (+4.04%) Land $63,145 Building $165,045
2023$2,475.00 (+1.68%) Homeowner's exemption$219,331 Land $60,694 Building $158,637
2022$2,434.00

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