13440 126th Ave, Largo, FL 33774 Property Records

Pinellas County property record for 13440 126th Ave, Largo, FL 33774

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,187 sqft · built 1970
Lot Size	0.971 acres (42,279 sqft)
Owner	2 Individual Names on File
Last Sale	$418,000 (Sep 2017)
Deeds & Mortgages	May 2026 Line of Credit Apr 2024 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`C62-000-749-6512-0`

Property Details

APN / Parcel Number

Primary APN	`C62-000-749-6512-0`
Alternative APNs	`08-30-15-00000-320-0400` `301508000003200400` `153008000003200400` `R89999`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	2,187 sqft Living Area
Gross Area	3,565 sqft
1st Floor Area	2,187 sqft
Flooring	Carpet
Interior Walls	Composition
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1992
Architectural Style	Custom Design
Exterior Material	Brick/Concrete Block Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	42,279 sqft (0.971 acres)
Lot Dimensions	270 ft deep x 132 ft wide
Garage Type	Attached
Garage Area	551 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Patio
Porch Area	647 sqft
Deck Area	100 sqft
Patio Area	100 sqft
Shed	1 Shed
Shed Area	120 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R89999
Street Address	13440 126TH AVE
City	LARGO
State	FL
Zip	33774-2430
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E 132FT OF W 528FT OF N 1/4 OF NW 1/4 OF SW 1/4 OF SEC 8-30-15 LYING E OF ANONA GROVES SUB LESS RD
Legal Range	15E
Legal Township	30S
Legal Section	8
Legal Subdivision	E 132FT OF W 528FT OF N
Legal Block	4
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	4
Census Block	4001
Census Tract	25209

Owner

13440 126th Ave is owned and occupied by two individuals who acquired it in June 2024.

Source: Pinellas County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	13440 126TH AVE, LARGO, FL 33774-2430
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 20, 2026	Deed of Trust, Mortgage · Line of Credit UNITED WHOLESALE MORTGAGE
Apr 17, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC
Feb 15, 2022	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Sep 26, 2017	Warranty Deed, Transfer · VA Mortgage VAN DYK MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 26, 2017 · Amount on File
Deed Sale	Sep 26, 2017 · Amount on File
Deed Document Number	2017292675
Deed Book / Page	19782 / 868
Last Transfer Date	Jun 25, 2024
Transfer Doc	0228440322
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Recording Date	May 20, 2026
Property Address	13440 126TH AVE, LARGO, FL 33774-2430
Document Number	0000136615
Book / Page	23565 / 2048
Instrument Date	May 4, 2026
Instrument	2026136615
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TITLE 24 LLC, TITLESYNC LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13440 126TH AVE, LARGO, FL 33774-2430

Mortgage

Document Number	0000136615,
Date	May 20, 2026
Book Page	23565/2048
Instrument	2026136615

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.46%
Max Rate	-1%

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	13440 126TH AVE, LARGO, FL 33774-2430
Transaction Type	Mortgage
Record Updated	May 2, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13440 126TH AVE, LARGO, FL 33774-2430

Mortgage

Document Number	0227691894
Date	Apr 17, 2024
Book Page	22769/1894
Instrument	2024097331

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	CONSHOHOCKEN, PA 19428

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	241 Months
Due	May 1, 2044

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	13440 126TH AVE, LARGO, FL 33774-2430
Transaction Type	Mortgage
Record Updated	Mar 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13440 126TH AVE, LARGO, FL 33774-2430

Mortgage

Document Number	0219350199
Date	Feb 15, 2022
Book Page	21935/199
Instrument	2022049195

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	358 Months
Due	Dec 1, 2051

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Sep 26, 2017
Property Address	13440 126TH AVE, LARGO, FL 33774-2430
Document Number	0197820868
Book / Page	19782 / 0868
Map Reference	MB53 PG39
Instrument Date	Sep 8, 2017
Instrument	2017292675
Transaction Type	Transfer
Record Updated	Feb 1, 2022
Title Company	FIDELITY NATIONAL TITLE CO O

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,926.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13440 126TH AVE, LARGO, FL 33774-2430

Mortgage

Document Number	2017292676
Date	Sep 26, 2017
Instrument	2017292676

Lender

Name	VAN DYK MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Municipality	Largo City
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Veteran's exemption	$276,121	$543,655 Land $233,526 Building $310,129
2023	Homeowner's exemption Widower's exemption	$260,523	$523,449 Land $270,655 Building $252,794

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 13440 126th Ave in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 22 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	22 in force
Nearby Flood Claims	3 (2024)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13440 126th Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 385 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, Verizon.

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