1344 W 2nd St, Merced, CA 95341 Property Records

Merced County property record for 1344 W 2nd St, Merced, CA 95341

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,044 sqft · built 1960
Lot Size	0.172 acres (7,500 sqft)
Owner	2 Company Names on File
Last Sale	$175,000 (Nov 2018)
Tax Bill	$2,623 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Nov 2018 Sale & Mortgage
Flood Zone	Zone AO (high risk)
APN	`032-281-007-000`

Property Details

APN / Parcel Number

Primary APN	`032-281-007-000`
Alternative APN	`032-281-007`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,044 sqft Living Area
Gross Area	1,319 sqft
1st Floor Area	1,044 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1965
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Other
Lot Area	7,500 sqft (0.172 acres)
Garage Type	Attached
Garage Area	275 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	94 sqft
Patio Area	94 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	032-281-007
Street Address	1344 W 2ND ST
City	MERCED
State	CA
Zip	95341-6733
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R16
Legal Description	MERCED LOT 6 BLK 419
Legal Subdivision	MERCED
Legal Block	419
Legal Lot Number	6
Jurisdiction	MERCED CA
Township / Civil Division	MERCED
Census Block Group	2
Census Block	2014
Census Tract	1503

Owner

1344 W 2nd St is owned by a company that acquired it in September 2021.

Source: Merced County records, as of August 21, 2026

Owner of Record	2 Company Names on File
Mailing Address	1344 W 2ND ST, MERCED, CA 95341-6733
Owner Type	Company
Vesting	Life Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Nov 21, 2018	Grant Deed, Transfer · Conventional with PMI RESIDENTIAL BANCORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 21, 2018 · Amount on File
Deed Sale	Nov 21, 2018 · Amount on File
Deed Document Number	201837500
Last Transfer Date	Sep 16, 2021
Transfer Doc	0000042135
Record Updated	Oct 29, 2026

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MERCED CA
Recording Date	Sep 21, 2021
Property Address	1344 W 2ND ST, MERCED, CA 95341-6733
Document Number	0000042135
Map Reference	MB 10 PG 23-30
Instrument Date	Sep 16, 2021
Instrument	2021042135
Transaction Type	Transfer
Record Updated	Oct 18, 2021
Title Company	MORTGAGE CONNECT LP

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1344 W 2ND ST, MERCED, CA 95341-6733

Mortgage

Document Number	0000042136
Date	Sep 21, 2021
Instrument	2021042136

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

November 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Nov 21, 2018
Property Address	1344 W 2ND ST, MERCED, CA 95341-6733
Document Number	0000037500
Instrument Date	Oct 12, 2018
Instrument	37500
Transaction Type	Transfer
Record Updated	Dec 18, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$192.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1344 W 2ND ST MERCED CA 953416733, MERCED, CA 95341-6733

Mortgage

Document Number	37501
Date	Nov 21, 2018
Instrument	37501

Lender

Name	RESIDENTIAL BANCORP
Type	Mortgage Company
Address	DIAMOND BAR, CA 91765

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Nov 20, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 1344 W 2nd St was $2,623.

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Merced County
Municipality	Merced City
Elementary School District	Merced City Elementary School District (KG - 08)
Secondary School District	Merced Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$295,800 (+25.57%) Land $96,900 Building $198,900
2025	$2,623.00	$235,560 Land $70,469 Building $165,091
2023	$2,446.00 (+1.37%)	$226,415 Land $67,734 Building $158,681
2022	$2,413.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1344 W 2nd St in Zone AO, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AO high risk · sheet flow 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 65 policies
Nearby Flood Policies	65 in force
Nearby Flood Claims	5 (2005)
Most Recent Claim	Mar 2005 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1344 W 2nd St is low, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 78% of California
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MERCED serves 96,073 people · EPA ID CA2410009
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 424 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Ayera Technologies, GeoLinks.

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