1344 Spitzy Ln, Soddy Daisy, TN 37379 Property Records

Hamilton County property record for 1344 Spitzy Ln, Soddy Daisy, TN 37379

Property Summary

Property Type	Vacant Land
Lot Size	0.574 acres (25,006 sqft)
Owner	2 Individual Names on Record
Last Sale	$418,000 (Dec 2025)
Tax Bill	$208 (2025)
Deeds & Mortgages	Sep 2024 Mortgage Dec 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`033M C 011`

Property Details

APN / Parcel Number

Primary APN	`033M C 011`

Exterior

Lot Area	25,006 sqft (0.574 acres)
Lot Dimensions	263 ft deep x 95 ft wide

Location & Zoning

Street Address	1344 SPITZY LN
City	SODDY DAISY
State	TN
Zip	37379-8093
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Legal Description	LT 11 EMERALD LAKE SUB PB63 PG35 OUT OF 33-110.02 FOR 2000
Legal Subdivision	EMERALD LAKE
Legal Tract	1
Legal Lot Number	11
Jurisdiction	HAMILTON TN
Township / Civil Division	1
Census Block Group	1
Census Block	1018
Census Tract	10201

Owner

Source: Hamilton County records, as of January 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1344 SPITZY LN, SODDY DAISY, TN 37379-8093
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2024	Deed of Trust, Mortgage · Commercial Mortgage FIRST CITIZENS NATIONAL BANK
Dec 30, 2025	Warranty Deed, Subdivision Related Transfer · FHA Mortgage LIBERTY FCU
Aug 26, 2024	Warranty Deed, Construction Loan · Commercial Mortgage FIRST CITIZENS NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 30, 2025 · Amount on Record
Deed Sale	Dec 30, 2025 · Amount on Record
Prior Sale	Aug 26, 2024 · Amount on Record
Deed Document Number	20253
Deed Book / Page	14151 / 736
Prior Transfer Date	May 4, 2012
Prior Transfer Doc	0000000299
Record Updated	Oct 29, 2026

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	1344 SPITZY LN, SODDY DAISY, TN 37379-8093
Transaction Type	Mortgage
Record Updated	Jan 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000064
Date	Sep 23, 2024
Book Page	13712/553
Instrument	2024092300064

Lender

Name	FIRST CITIZENS NATIONAL BANK
Type	Bank
Address	DYERSBURG, TN 38025

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Sep 17, 2025

Interest

Rate Type	Adjustable Rate

December 2025: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Dec 30, 2025
Property Address	1344 SPITZY LN, SODDY DAISY, TN 37379-8093
Document Number	0000000003
Book / Page	14151 / 736
Map Reference	MB 63 PG 35
Instrument Date	Dec 19, 2025
Instrument	2025123000003
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 8, 2026
Title Company	REALTY TITLE INC, REALTY T&E SVCS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1344 SPITZY LN, SODDY DAISY, TN 37379-8093

Mortgage

Document Number	0014151739
Date	Dec 30, 2025
Instrument	14151/739

Lender

Name	LIBERTY FCU
Type	Credit Union

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

August 2024: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Aug 26, 2024
Property Address	1344 SPITZY LN, SODDY DAISY, TN 37379-8093
Document Number	0000000125
Book / Page	13686 / 924
Map Reference	MB 63 PG 35
Instrument Date	Aug 20, 2024
Instrument	2024082600125
Transaction Type	Construction Loan
Record Updated	Sep 25, 2025
Title Company	TITLE GUARANTY, TITLE GUARANTY & TRUST CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$610.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7361 SWEET MAGNOLIA LN, HARRISON, TN 37341-7701
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000126
Date	Aug 26, 2024
Instrument	2024082600126

Lender

Name	FIRST CITIZENS NATIONAL BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Aug 20, 2025

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$208.00 (-25.45%)	$13,750 (+1%)	$55,000 (+1%) Land $55,000
2024	$279.00	$12,500 (-)	$50,000 (-) Land $50,000
2023	$279.00	$12,500	$50,000 Land $50,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	5 (2003–2020)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Apr 2020 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, May 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 65% of Tennessee
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION FORK-BAKEWELL U.D. serves 6,464 people · EPA ID TN0000037
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35

May also be available: AT&T.

Cell Coverage

5G and 4G LTE (outdoors only)

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