1344 Oakland St, Saint Clair, MI 48079 Property Records

St. Clair County property record for 1344 Oakland St, Saint Clair, MI 48079

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 1,365 sqft · built 1900
Lot Size	0.092 acres (4,008 sqft)
Owner	Individual Name on File
Last Sale	$209,000 (Jun 2021)
Tax Bill	$2,872 (2025)
Deeds & Mortgages	Jun 2021 Sale Jul 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`74-07-091-0036-000`

Property Details

APN / Parcel Number

Primary APN	`74-07-091-0036-000`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,365 sqft Living Area
1st Floor Area	672 sqft
Basement Area	672 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Lot Area	4,008 sqft (0.092 acres)
Lot Dimensions	80 ft deep x 50 ft wide
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1344 OAKLAND ST
City	SAINT CLAIR
State	MI
Zip	48079-5119
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A MED D
Legal Description	LOT 67 ASSESSORS PLAT OF UNRECORDED OAKLAND PARK SUBD
Legal Subdivision	ASSESSORS
Legal Lot Number	67
Legal Unit	67
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	ST. CLAIR
Census Block Group	3
Census Block	3037
Census Tract	642000

Owner

1344 Oakland St is owned and occupied by an individual who bought it in June 2021.

Source: St. Clair County records, as of September 17, 2026

Owner of Record	Individual Name on File
Mailing Address	1344 OAKLAND ST, SAINT CLAIR, MI 48079-5119
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2021	Warranty Deed, Transfer LIBERTY TITLE
Jul 30, 2020	Warranty Deed, Transfer · Conventional Mortgage MICHIGAN MUTUAL INC
Jun 16, 2017	Deed of Trust, Mortgage · Line of Credit ADVIA CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 22, 2021 · Amount on File
Deed Sale	Jun 22, 2021 · Amount on File
Prior Sale	Jul 30, 2020 · Amount on File
Deed Document Number	202118412
Deed Book / Page	5383 / 417
Record Updated	Oct 29, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Jun 22, 2021
Property Address	1344 OAKLAND ST, SAINT CLAIR, MI 48079-5119
Document Number	5383417
Book / Page	5383 / 417
Map Reference	LB 52 PG 45
Instrument Date	May 25, 2021
Instrument	2021018412
Transaction Type	Transfer
Record Updated	Jul 14, 2021
Title Company	LIBERTY TITLE

Transaction

Amount	Amount on Record
Tax	$1,567.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1344 OAKLAND ST, 1344, SAINT CLAIR, MI 48079-5119

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1344 OAKLAND ST, SAINT CLAIR, MI 48079-5119

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Jul 30, 2020
Property Address	1344 OAKLAND ST, SAINT CLAIR, MI 48079-5119
Document Number	0005219668
Book / Page	5219 / 668
Map Reference	LB 52 PG 45
Instrument Date	Jul 17, 2020
Instrument	2020017751
Transaction Type	Transfer
Record Updated	Feb 11, 2022
Title Company	LIBERTY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,327.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1344 OAKLAND ST, 1344, SAINT CLAIR, MI 48079-5119

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1344 OAKLAND ST, SAINT CLAIR, MI 48079-5119

Mortgage

Document Number	2020017752
Date	Jul 30, 2020
Instrument	2020017752

Lender

Name	MICHIGAN MUTUAL INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	1344 OAKLAND ST, SAINT CLAIR, MI 48079-5119
Document Number	0048430234
Book / Page	004843 / 000234
Instrument Date	Jun 16, 2017
Transaction Type	Mortgage
Record Updated	Jul 21, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1344 OAKLAND ST ST CLAIR MI 480795119, ST CLAIR, MI 48079-5119

Mortgage

Document Number	0048430234
Date	Jun 23, 2017
Book Page	004843/000234

Lender

Name	ADVIA CU
Type	Credit Union
Address	PARCHMENT, MI 49004

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jun 22, 2037

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1344 Oakland St was $2,872 with a homeowner's exemption, up 2.8% from the year before.

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
Municipality	St. Clair City
Unified School District	East China School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$83,000 (+0.48%)	$166,000
2025	$2,872.00 (+2.79%) Homeowner's exemption	$82,600
2024	$2,794.00		$165,200
2023		$67,400
2022	$2,759.00		$134,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1344 Oakland St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	2 (1986–2020)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jul 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1344 Oakland St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ST. CLAIR serves 5,464 people · EPA ID MI0006270
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Duke Broadband.

Nearby Properties on Oakland St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures