1344 N 78th St, Seattle, WA 98103 Property Records

King County property record for 1344 N 78th St, Seattle, WA 98103

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.75 ba · 1,280 sqft · built 1926
Lot Size	0.083 acres (3,610 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,317,000 (Nov 2023)
Tax Bill	$13,196 (2026)
Deeds & Mortgages	Nov 2023 Sale & Mortgage Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`940280-0016`

Property Details

APN / Parcel Number

Primary APN	`940280-0016`
Alternative APN	`940280001600`

Interior

Bedrooms	2 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,280 sqft Living Area
Gross Area	2,170 sqft
1st Floor Area	890 sqft
Upper Floors Area	390 sqft
Basement Area	890 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1926
Effective Year Built	Effective 1926
Lot Area	3,610 sqft (0.083 acres)
Garage Type	Detached
Garage Area	220 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	80 sqft
Deck Area	120 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	940280001600
Street Address	1344 N 78TH ST
City	SEATTLE
State	WA
Zip	98103-4844
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NR3
Legal Description	WILCOXS ADD W 1 FT OF 3 & E 37 FT OF 4
Legal Range	04
Legal Township	25
Legal Section	06
Legal Subdivision	WILCOXS ADD
Legal Block	1
Legal Lot Number	3-4
Jurisdiction	KING WA
Township / Civil Division	SEATTLE
Census Block Group	4
Census Block	4020
Census Tract	2700

Owner

Source: King County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1344 N 78TH ST, SEATTLE, WA 98103-4844
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2023	Warranty Deed, Transfer · Conventional Mortgage MORGAN STANLEY PRIVATE BANK NA
Nov 30, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage HOMESTREET BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 2, 2023 · Amount on Record
Deed Sale	Nov 2, 2023 · Amount on Record
Prior Sale	Oct 19, 2015 · Amount on Record
Deed Document Number	2023268
Prior Transfer Date	Nov 20, 2020
Prior Transfer Doc	0000003707
Record Updated	Oct 29, 2026

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KING WA
Recording Date	Nov 2, 2023
Property Address	1344 N 78TH ST, SEATTLE, WA 98103-4844
Document Number	0000000268
Map Reference	VOL 28 PG 14
Instrument Date	Oct 31, 2023
Instrument	20231102000268
Transaction Type	Transfer
Record Updated	Nov 17, 2023
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$22,502.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1344 N 78TH ST, SEATTLE, WA 98103-4844

Mortgage

Document Number	0000000269
Date	Nov 2, 2023
Instrument	20231102000269

Lender

Name	MORGAN STANLEY PRIVATE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.22%
Type Change Date	Dec 1, 2033
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	11.2%
Margin	3
Max Rate	11.2%

November 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KING WA
Recording Date	Nov 30, 2020
Property Address	1344 N 78TH ST, SEATTLE, WA 98103-4844
Document Number	0000003707
Map Reference	VOL 28 PG 14
Instrument Date	Nov 20, 2020
Instrument	20201130003707
Transaction Type	Transfer
Record Updated	Jul 30, 2021
Title Company	CW TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1344 N 78TH ST, SEATTLE, WA 98103-4844

Mortgage

Document Number	0000003708
Date	Nov 30, 2020
Instrument	20201130003708

Lender

Name	HOMESTREET BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2035

Tax Assessment & Valuation

Source: King County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	Washington
County	King County
Municipality	Seattle City
Unified School District	Seattle Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$13,196.00 (+16.09%)
2025		$1,269,000 (+8.28%) Land $686,000 Building $583,000	$1,269,000 (+8.28%) Land $686,000 Building $583,000
2024	$11,367.00 (+9.72%)	$1,172,000 (-3.38%) Land $636,000 Building $536,000	$1,172,000 (-3.38%) Land $636,000 Building $536,000
2022	$10,360.00	$1,213,000 Land $568,000 Building $645,000	$1,213,000 Land $568,000 Building $645,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1990)
Most Recent Claim	Nov 1990 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SEATTLE PUBLIC UTILITIES serves 1,161,961 people · EPA ID WA5377050
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 967 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 2,000
CenturyLink Fiber	2,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband.

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