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1344 Gerling St, Schenectady, NY 12308 Property Records

Schenectady County and Schenectady City property record for 1344 Gerling St, Schenectady, NY 12308 · Last verified August 2026

Property Highlights

Property TypeCommercial > Retail > Neighborhood => Shopping Center, Strip Center, Enterprise Zone
Year BuiltBuilt 1984
Square Footage50,133 sqft Gross Area
Lot Size217,800 sqft (5 acres)
Last Sale$1,000,000 (2022)
Tax Bill$55,468.00 (2025)

Property Details

APN / Parcel Number

Primary APN421500 40.37-4-6
Alternative APN
  • 150004003700040060000000

Interior

Building Area50,133 sqft Gross Area
Stories1 Stories
Fire SprinklersThe property is equipped with a fire-suppression sprinkler system

Exterior

Year BuiltBuilt 1954
Effective Year BuiltEffective 1984
Lot Area217,800 sqft (5 acres)
Depth X Width469 ft x 331 ft Depth x Width
Shed1 Shed
Canopy Area2,304 sqft Canopy

Utilities and HVAC

Cooling SystemPartial Cooling
Heating FuelOil Heating Fuel
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Street Address1344 GERLING ST
CitySCHENECTADY
StateNY
Zip12308-1702
Property UsageCommercial Property Usage
TypeCommercial > Retail > Neighborhood => Shopping Center, Strip Center, Enterprise Zone
Legal Block4
Legal Lot Number6.000
JurisdictionSCHENECTADY NY
Minor Civil DivisionSCHENECTADY
Census Blockgroup2
Census Block2008
Census Tract20101

Owner

Source: Schenectady County and Schenectady City records · APN 421500 40.37-4-6

Assessment roll updated April 14, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address22 TOKAY LN, MONSEY, NY 10952-1701
Owner TypeOwner is a Company
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Jan 12, 2022Deed, Transfer · Commercial Mortgage
PCSB BANK
Apr 01, 2019Loan Modification, Mortgage
M&T BK
Apr 01, 2018Loan Modification, Mortgage
M&T BK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 12, 2022 · Amount on Record
Deed SaleJan 12, 2022 · Amount on Record
Deed Doc Number20221893
Deed Book / Page2076 / 266
Prior Transfer DateDec 30, 2021
Prior Transfer Doc0000001893
Record RefreshedSep 20, 2026

January 2022: Deed, Transfer

Document TypeDeed
JurisdictionSCHENECTADY NY
Recording DateJan 12, 2022
Property Address1344 GERLING ST, SCHENECTADY, NY 12308-1702
Document Number0000001893
Book / Page2076 / 266
Instrument DateDec 30, 2021
Instrument202201893
Transaction TypeTransfer
Record UpdatedJan 25, 2022
Title CompanyMADISON TITLE AGENCY LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$4,000.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address61 W 62ND ST # ST23M, 61, NEW YORK, NY 10023-7015

Transferred To (Grantee/Buyer)

NameVerified Name
Address22 TOKAY LN, MONSEY, NY 10952-1701

Mortgage

Document Number0000001894
DateJan 12, 2022
Instrument202201894
Lender
NamePCSB BANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term180 Months
DueJan 01, 2037

April 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionSCHENECTADY NY
Property Address1344 GERLING ST, SCHENECTADY, NY 12308-1702
Document Number0000025275
Instrument DateApr 01, 2019
Transaction TypeMortgage
Record UpdatedJun 21, 2019
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1344 GERLING ST SCHENECTADY NY 123081702, SCHENECTADY, NY 12308-1702

Mortgage

Document Number0000025275
DateJun 05, 2019
Book Page004915/000352
Instrument25275
Lender
NameM&T BK
TypeBank
AddressBUFFALO, NY 14240
Agreement
AmountAmount Recorded

April 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionSCHENECTADY NY
Property Address1344 GERLING ST, SCHENECTADY, NY 12308-1702
Document Number0000018340
Instrument DateApr 01, 2018
Transaction TypeMortgage
Record UpdatedMay 14, 2018
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address875 3RD AVE #9TH NEW YORK NY 100226225, 9TH, NEW YORK, NY 10022-6225

Mortgage

Document Number0000018340
DateApr 30, 2018
Book Page004833/000890
Instrument18340
Lender
NameM&T BK
TypeBank
AddressBUFFALO, NY 14240
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$55,468.00 (-19.83%)$820,000 (-) Land $392,900 Building $427,100$1,357,841 (+30.82%) Land $650,605 Building $707,236
2023$820,000 (-) Land $392,900 Building $427,100$1,037,975 (+3.8%) Land $497,342 Building $540,633
2022$820,000 Land $392,900 Building $427,100$1,000,000 Land $479,146 Building $520,854
2021$69,184.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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