Catawba County property record for 1344 Frances Ct, Hickory, NC 28602
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,490 sqft · built 1996 |
| Lot Size | 0.44 acres (19,166 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $165,000 (Sep 2017) |
| Tax Bill | $1,109 (2025) |
| Deeds & Mortgages | Sep 2022 Line of Credit Mar 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 3710-09-26-2449 |
| Primary APN | 3710-09-26-2449 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,490 sqft Living Area |
| 1st Floor Area | 2,980 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Lot Area | 19,166 sqft (0.44 acres) |
| Lot Dimensions | 148 ft deep x 129 ft wide |
| Terrain | Rolling |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 25 sqft |
| Patio Area | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 1344 FRANCES CT |
|---|---|
| City | HICKORY |
| State | NC |
| Zip | 28602-8922 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-20 |
| Legal Description | LOT 27 PLAT 38-23 |
| Legal Subdivision | MELROSE PLACE |
| Legal Lot Number | 27 |
| Jurisdiction | CATAWBA NC |
| Township / Civil Division | HICKORY |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 11102 |
1344 Frances Ct is owned and occupied by two individuals who bought it in September 2017.
Source: Catawba County records, as of August 18, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1344 FRANCES CT, HICKORY, NC 28602-8922 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 27, 2022 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| Mar 20, 2020 | Deed of Trust, Mortgage · Conventional Mortgage ALCOVA MORTGAGE LLC |
| Sep 28, 2017 | Warranty Deed, Transfer · Conventional Mortgage FIRST CITIZENS BANK AND TRUST CO IN |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 28, 2017 · Amount on File |
| Deed Sale | Sep 28, 2017 · Amount on File |
| Prior Sale | Jul 13, 2015 · Amount on File |
| Deed Document Number | 201716722 |
| Deed Book / Page | 3419 / 1933 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CATAWBA NC |
| Property Address | 1344 FRANCES CT, HICKORY, NC 28602-8922 |
| Transaction Type | Mortgage |
| Record Updated | Nov 28, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1344 FRANCES CT, HICKORY, NC 28602-8922 |
| Document Number | 0037711046 |
|---|---|
| Date | Sep 27, 2022 |
| Book Page | 3771/1046 |
| Instrument | 21093 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CATAWBA NC |
| Property Address | 1344 FRANCES CT, HICKORY, NC 28602-8922 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0035610128 |
|---|---|
| Date | Mar 20, 2020 |
| Book Page | 3561/128 |
| Instrument | 5291 |
| Name | ALCOVA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | ROANOKE, VA 24011 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CATAWBA NC |
| Recording Date | Sep 28, 2017 |
| Property Address | 1344 FRANCES CT, HICKORY, NC 28602-8922 |
| Document Number | 0034191933 |
| Book / Page | 03419 / 1933 |
| Map Reference | MB38 PG23 |
| Instrument Date | Sep 25, 2017 |
| Instrument | 16722 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6641 VISTA VIEW DR, 6641, WOODWAY, TX 76712-4307 |
| Name | Verified Name |
|---|---|
| Address | 1344 FRANCES CT, HICKORY, NC 28602-8922 |
| Document Number | 16723 |
|---|---|
| Date | Sep 28, 2017 |
| Instrument | 16723 |
| Name | FIRST CITIZENS BANK AND TRUST CO IN |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2047 |
The 2025 property tax bill for 1344 Frances Ct was $1,109, down 11.5% from the year before.
Source: Catawba County assessment roll, as of August 3, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Catawba County |
| Unified School District | Catawba County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $278,200 (+7.41%) Land $16,100 Building $262,100 | ||
| 2025 | $1,109.00 (-11.49%) | $259,000 Land $16,100 Building $242,900 | |
| 2024 | $1,253.00 (+2.62%) | ||
| 2023 | $1,221.00 | $259,000 Land $16,100 Building $242,900 | $278,200 Land $16,100 Building $262,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1344 Frances Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 3 (2024) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1344 Frances Ct is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HICKORY serves 71,393 people · EPA ID NC0118010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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