1344 Clay St, Bowling Green, KY 42101 Property Records

Warren County property record for 1344 Clay St, Bowling Green, KY 42101

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,144 sqft · built 1905
Lot Size	0.189 acres (8,276 sqft)
Owner	Individual Name on File
Last Sale	$55,000 (Nov 2024)
Tax Bill	$176 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Nov 2024 Sale
Flood Zone	Zone X (minimal risk)
APN	`039B-14-072`

Property Details

APN / Parcel Number

Primary APN	`039B-14-072`
Alternative APNs	`G6552004` `262430`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,144 sqft Living Area
Family Room	Family Room

Exterior

Year Built	Built 1905
Exterior Material	Aluminum/Vinyl
Foundation Type	Stone
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,276 sqft (0.189 acres)
Lot Dimensions	170 ft deep x 50 ft wide
Porch	Porch
Porch Area	224 sqft
Patio Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Floor/Wall Furnace
Heating Fuel	Gas

Location & Zoning

Account Number	G6552004
Street Address	1344 CLAY ST
City	BOWLING GREEN
State	KY
Zip	42101-2027
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:9 SUBD:FORT VALLEY ADDITION
Legal Subdivision	FORT VALLEY ADDITION
Legal Lot Number	9
Jurisdiction	WARREN KY
Township / Civil Division	BOWLING GREEN
Census Block Group	2
Census Block	2021
Census Tract	10300

Owner

1344 Clay St is owned by an individual who bought it in November 2024.

Source: Warren County records, as of December 8, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	236 OLD LOVERS LN, BOWLING GREEN, KY 42103-7909
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2026	Deed, Transfer · Conventional Mortgage LIBERTY FEDERAL CREDIT UNION
Nov 13, 2024	Deed, Transfer FOUNTAIN STREET TITLE, FOUNTAIN SQUARE TITLE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 13, 2024 · Amount on File
Deed Sale	Nov 13, 2024 · Amount on File
Deed Document Number	2078585
Deed Book / Page	D1312 / 254
Record Updated	Sep 20, 2026

July 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	WARREN KY
Recording Date	Jul 20, 2026
Property Address	1344 CLAY ST, BOWLING GREEN, KY 42101-2027
Document Number	0002179955
Book / Page	1348 / 26
Instrument Date	Jul 15, 2026
Instrument	20262179955
Transaction Type	Transfer
Record Updated	Jul 30, 2026
Title Company	UPLAND TITLE LLC, UPLAND TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$12,120.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1344 CLAY ST, BOWLING GREEN, KY 42101-2027

Mortgage

Document Number	0002179955,
Date	Jul 20, 2026
Book Page	3666/121
Instrument	20262179955

Lender

Name	LIBERTY FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.48%
Initial Type	Fixed Rate
Max Rate	-1%

November 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	WARREN KY
Recording Date	Nov 13, 2024
Property Address	1344 CLAY ST, BOWLING GREEN, KY 42101-2027
Document Number	0D1312/254
Book / Page	D1312 / 254
Map Reference	MB 1 PG 8
Instrument Date	Nov 7, 2024
Instrument	2078585
Transaction Type	Transfer
Record Updated	Dec 9, 2025
Title Company	FOUNTAIN STREET TITLE, FOUNTAIN SQUARE TITLE LLC

Transaction

Amount	Amount on Record
Tax	$55.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1185 PLEASANT HILL RD, BOWLING GREEN, KY 42103-8705

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	236 OLD LOVERS LN, BOWLING GREEN, KY 42103-7909

Tax Assessment & Valuation

The 2025 property tax bill for 1344 Clay St was $176.

Source: Warren County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
Municipality	Bowling Green City
County	Warren County
Unified School District	Bowling Green Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$176.00	$55,000	$55,000
2023	$117.00	$35,000	$35,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1344 Clay St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 12, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1344 Clay St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOWLING GREEN MUNICIPAL UTILITIES serves 53,601 people · EPA ID KY1140038
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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