1344 8th Ave N, Saint Cloud, MN 56303 Property Records

Stearns County property record for 1344 8th Ave N, Saint Cloud, MN 56303

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 862 sqft · built 1949
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on File
Last Sale	$239,500 (Jul 2026)
Tax Bill	$2,130 (2026)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Apr 2023 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`82-48946-0000`

Property Details

APN / Parcel Number

Primary APN	`82-48946-0000`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	862 sqft Living Area
Interior Walls	Plaster

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Exterior Material	Metal
Roof Material	Asphalt
Lot Area	6,970 sqft (0.16 acres)
Lot Width	50 ft Width
Garage Area	280 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	1344 8TH AVE N
City	SAINT CLOUD
State	MN
Zip	56303-1704
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 019 BLK 005 NORTH SIDE PARK ADD SECTION 02 TOWNSHIP 124 RANGE 028 SECTION 02 TOWNSHIP 124 RANGE 028
Legal Range	28W
Legal Township	124
Legal Section	02
Legal Subdivision	NORTH SIDE PARK ADD
Legal Block	5
Legal Lot Number	19
Jurisdiction	STEARNS MN
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2006
Census Tract	901

Owner

1344 8th Ave N is owned and occupied by two individuals who bought it in July 2026.

Source: Stearns County records, as of August 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1344 8TH AVE N, SAINT CLOUD, MN 56303-1704
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2026	Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORPORATION
Apr 27, 2023	Warranty Deed, Transfer
Aug 17, 2021	Warranty Deed, Transfer FIRST AMERICAN TITLE
Mar 30, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 30, 2026 · Amount on File
Deed Sale	Jul 30, 2026 · Amount on File
Prior Sale	Aug 17, 2021 · Amount on File
Deed Document Number	20261718184
Record Updated	Oct 29, 2026

July 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	STEARNS MN
Recording Date	Jul 30, 2026
Property Address	1344 8TH AVE N, SAINT CLOUD, MN 56303-1704
Document Number	0001718184
Instrument Date	Jul 29, 2026
Instrument	20261718184
Transaction Type	Transfer
Record Updated	Aug 24, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$79,825.35
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1344 8TH AVE N, SAINT CLOUD, MN 56303-1704

Mortgage

Document Number	0001718185,
Date	Jul 30, 2026
Instrument	20261718185

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Apr 27, 2023
Property Address	1344 8TH AVE N, SAINT CLOUD, MN 56303-1704
Document Number	00A1652082
Instrument Date	Apr 19, 2023
Instrument	A1652082
Transaction Type	Transfer
Record Updated	May 23, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1344 8TH AVE N, SAINT CLOUD, MN 56303-1704

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Aug 17, 2021
Property Address	1344 8TH AVE N, SAINT CLOUD, MN 56303-1704
Document Number	00A1611463
Instrument Date	Aug 13, 2021
Instrument	A1611463
Transaction Type	Transfer
Record Updated	Aug 18, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1344 8TH AVE N, SAINT CLOUD, MN 56303-1704

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Mar 30, 2017
Property Address	1344 8TH AVE N, SAINT CLOUD, MN 56303-1704
Document Number	00A1492406
Instrument Date	Mar 27, 2017
Instrument	A1492406
Transaction Type	Transfer
Record Updated	Aug 18, 2022

Transaction

Amount	Amount on Record
Tax	$356.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1344 8TH AVE N, SAINT CLOUD, MN 56303-1704

Tax Assessment & Valuation

The 2026 property tax bill for 1344 8th Ave N was $2,130.

Source: Stearns County assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Stearns County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,130.00	$171,700 (-) Land $25,000 Building $146,700	$171,700 (-) Land $25,000 Building $146,700
2025		$171,700 Land $25,000 Building $146,700	$171,700 Land $25,000 Building $146,700
2023	$1,918.00	$158,400 Land $25,000 Building $133,400	$158,400 Land $25,000 Building $133,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1344 8th Ave N in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1344 8th Ave N has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Cloud serves 71,321 people · EPA ID MN1730027
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 450 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Intrepid Fiber Networks Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: CenturyLink, Verizon.

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