13437 NE 7th Ter, Okeechobee, FL 34972 Property Records

Okeechobee County property record for 13437 NE 7th Ter, Okeechobee, FL 34972

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,500 sqft · built 1997
Lot Size	0.804 acres (35,022 sqft)
Owner	Individual Name on Record
Last Sale	$450,000 (Nov 2022)
Tax Bill	$5,372 (2025)
Deeds & Mortgages	Nov 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1-03-36-35-0020-00030-0080`

Property Details

APN / Parcel Number

Primary APN	`1-03-36-35-0020-00030-0080`
Alternative APN	`R10336350020000300080`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	2,500 sqft Living Area
Gross Area	3,986 sqft
1st Floor Area	2,500 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	35,022 sqft (0.804 acres)
Lot Dimensions	135 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	700 sqft
Porch	Screened/Unfinished Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	13437 NE 7TH TER
City	OKEECHOBEE
State	FL
Zip	34972-8324
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OKEECHOBEE HILLS SECTION ONE (PLAT BOOK 3 PAGE 41) LOTS 8 & 9 BLOCK 3
Legal Range	35E
Legal Township	36S
Legal Section	03
Legal Subdivision	OKEECHOBEE HILLS SECTION ONE
Legal Block	3
Legal Lot Number	8,9
Jurisdiction	OKEECHOBEE FL
Township / Civil Division	NORTH OKEECHOBEE
Census Block Group	3
Census Block	3004
Census Tract	910101

Owner

Source: Okeechobee County records, as of January 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	19647 US HIGHWAY 98 N, OKEECHOBEE, FL 34972-3979
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 8, 2022 · Amount on Record
Deed Sale	Nov 8, 2022 · Amount on Record
Prior Sale	Apr 2, 2018 · Amount on Record
Deed Document Number	202214721
Prior Transfer Date	Feb 19, 2007
Prior Transfer Doc	0006231883
Record Updated	Jun 8, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKEECHOBEE FL
Recording Date	Nov 8, 2022
Property Address	13437 NE 7TH TER, OKEECHOBEE, FL 34972-8324
Document Number	0000014721
Map Reference	MB 3 PG 41
Instrument Date	Nov 7, 2022
Instrument	2022014721
Transaction Type	Transfer
Record Updated	Dec 8, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,150.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5639 ANGELO CIR, 5639, SEBRING, FL 33872-9000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19647 US HIGHWAY 98 N, OKEECHOBEE, FL 34972-3979

Mortgage

Document Number	0000014722
Date	Nov 8, 2022
Instrument	2022014722

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	5.87%
Type Change Date	Dec 1, 2029
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	10.8%
Index	Other
Max Rate	10.8%

Tax Assessment & Valuation

Source: Okeechobee County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okeechobee County
Unified School District	Okeechobee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,372.00 (+0.62%) Homeowner's exemption	$380,270 (+0.67%) Land $34,980 Building $345,290	$380,270 (+0.67%) Land $34,980 Building $345,290
2023	$5,339.00 (+84.55%) Homeowner's exemption	$377,742 (+80.94%) Land $32,780 Building $344,962	$377,742 (+19.44%) Land $32,780 Building $344,962
2022	$2,893.00 Homeowner's exemption	$208,761	$316,249 Land $21,600 Building $294,649

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 34 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	34 in force
Nearby Flood Claims	12 (2004–2008)
Most Recent Claim	Aug 2008 · Tropical Storm Fay
Claims by Event	Tropical Storm Fay, Aug 2008 · 3 claims Hurricane Frances, Sep 2004 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · above 48% of Florida
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20