Kent County property record for 13436 Cottage View Ct, Gowen, MI 49326
| Property Type | Condominium |
|---|---|
| Details | 3.5 ba · 2,140 sqft |
| Lot Size | 0.197 acres (8,581 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $308,000 (Sep 2006) |
| Tax Bill | $5,521 (2025) |
| Deeds & Mortgages | Apr 2021 Line of Credit Mar 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-04-14-277-006 |
| Primary APN | 41-04-14-277-006 |
|---|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 3 Stories |
| Building Area | 2,140 sqft Living Area |
| 1st Floor Area | 1,708 sqft |
| Basement Area | 864 sqft |
| Unfinished Basement | 864 sqft |
| Architectural Style | Condo/Apartment |
|---|---|
| Lot Area | 8,581 sqft (0.197 acres) |
| Lot Dimensions | 148 ft deep x 57.5 ft wide |
| Garage Area | 564 sqft |
| Parking Spaces | 2 Parking Spaces |
| Total Buildings | 2 Buildings |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 13436 COTTAGE VIEW CT |
|---|---|
| City | GOWEN |
| State | MI |
| Zip | 49326-9496 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | L-R |
| Legal Description | 410414277006 UNIT 6 * COTTAGES AT BASS LAKE KENT COUNTY CONDOMINIUM SUBDIVISION PLAN NO.760 INSTRUMENT NO.20050726-0087263 AS |
| Legal Subdivision | COTTAGES AT BASS LAKE KENT COUNTY CONDOM |
| Legal Unit | 6 |
| Jurisdiction | KENT MI |
| Township / Civil Division | SPENCER |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 10102 |
Source: Kent County records, as of September 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 13436 COTTAGE VIEW CT, GOWEN, MI 49326-9496 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 1, 2021 | Deed of Trust, Mortgage · Line of Credit CONSUMERS CU |
| Mar 20, 2019 | Deed of Trust, Mortgage · Conventional Mortgage SPRING EQ LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 5, 2006 · Amount on Record |
| Deed Sale | Sep 5, 2006 · Amount on Record |
| Deed Document Number | 200697995 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENT MI |
| Property Address | 13436 COTTAGE VIEW CT, GOWEN, MI 49326-9496 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000039195 |
|---|---|
| Date | Apr 1, 2021 |
| Instrument | 20210401-0039195 |
| Name | CONSUMERS CU |
|---|---|
| Type | Credit Union |
| Address | KALAMAZOO, MI 49009 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Mar 27, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENT MI |
| Property Address | 13436 COTTAGE VIEW CT, GOWEN, MI 49326-9496 |
| Document Number | 0000020851 |
| Instrument Date | Mar 20, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Apr 12, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 13436 COTTAGE VIEW CT GOWEN MI 493269496, GOWEN, MI 49326-9496 |
| Document Number | 0000020851 |
|---|---|
| Date | Mar 27, 2019 |
| Instrument | 20851 |
| Name | SPRING EQ LLC |
|---|---|
| Address | PHILADELPHIA, PA 19104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Mar 26, 2039 |
Source: Kent County assessment roll, as of September 18, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Kent County |
| County Subdivision | Spencer Township |
| Unified School District | Greenville Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $270,400 (+4.08%) | $540,800 (+4.08%) | |
| 2025 | $5,521.00 (+8.83%) Homeowner's exemption | $259,800 (+9.44%) | $519,600 (+9.44%) |
| 2023 | $237,400 | $474,800 | |
| 2021 | $5,073.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 1, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Point Broadband Fixed Wireless | 100 / 20 |
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