Orange County property record for 13433 Chariho Ln, Windermere, FL 34786
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,460 sqft · built 2005 |
| Lot Size | 0.172 acres (7,497 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $294,900 (Apr 2017) |
| Tax Bill | $3,940 (2025) |
| Deeds & Mortgages | Mar 2020 Mortgage Apr 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 35-23-27-5432-00-540 |
| Primary APN | 35-23-27-5432-00-540 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,460 sqft Living Area |
| Gross Area | 3,361 sqft |
| 1st Floor Area | 1,669 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,497 sqft (0.172 acres) |
| Garage Type | Attached |
| Garage Area | 444 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 318 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 13433 CHARIHO LN |
|---|---|
| City | WINDERMERE |
| State | FL |
| Zip | 34786-6723 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | P-D |
| Legal Description | LAKES OF WINDERMERE-PEACHTREE 55/20 LOT 54 |
| Legal Range | 27E |
| Legal Township | 23S |
| Legal Section | 35 |
| Legal Subdivision | LAKES OF WINDERMERE-PEACHTREE |
| Legal Tract | 5432 |
| Legal Lot Number | 54 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | SOUTHWEST ORANGE |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 17112 |
13433 Chariho Ln is owned and occupied by two individuals who bought it in April 2017.
Source: Orange County records, as of May 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 13433 CHARIHO LN, WINDERMERE, FL 34786-6723 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 14, 2020 | Deed of Trust, Mortgage · Conventional Mortgage ROUNDPOINT MTG SVCNG |
| Apr 12, 2017 | Warranty Deed, Transfer · Conventional Mortgage CENTURY LNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 12, 2017 · Amount on File |
| Deed Sale | Apr 12, 2017 · Amount on File |
| Prior Sale | Aug 8, 2014 · Amount on File |
| Deed Document Number | 2017200065 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 13433 CHARIHO LN, WINDERMERE, FL 34786-6723 |
| Document Number | 0000178909 |
| Instrument Date | Mar 14, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Apr 24, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 13433 CHARIHO LN WINDERMERE FL 347866723, WINDERMERE, FL 34786-6723 |
| Document Number | 0000178909 |
|---|---|
| Date | Mar 20, 2020 |
| Instrument | 178909 |
| Name | ROUNDPOINT MTG SVCNG |
|---|---|
| Type | Mortgage Company |
| Address | FORT MILL, SC 29715 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 19, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Apr 12, 2017 |
| Property Address | 13433 CHARIHO LN, WINDERMERE, FL 34786-6723 |
| Document Number | 0000200065 |
| Instrument Date | Mar 29, 2017 |
| Instrument | 200065 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,064.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 13433 CHARIHO LN WINDERMERE FL 347866723, WINDERMERE, FL 34786-6723 |
| Document Number | 200066 |
|---|---|
| Date | Apr 12, 2017 |
| Instrument | 200066 |
| Name | CENTURY LNDG |
|---|---|
| Address | LOUISVILLE, KY 40223 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 11, 2047 |
The 2025 property tax bill for 13433 Chariho Ln was $3,940, up 5.5% from the year before.
Source: Orange County assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Unified School District | Orange County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $266,890 (+2.7%) | $501,740 (-1.13%) Land $150,000 Building $351,740 | |
| 2025 | $3,940.00 (+5.55%) Homeowner's exemption | $259,873 | $507,480 Land $150,000 Building $357,480 |
| 2024 | $3,733.00 (+7.36%) | ||
| 2023 | $3,477.00 (+3.95%) Homeowner's exemption | $245,193 (+3%) | $435,067 (+16.13%) Land $120,000 Building $315,067 |
| 2022 | $3,345.00 Homeowner's exemption | $238,051 | $374,642 Land $110,000 Building $264,642 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 13433 Chariho Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 39 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 39 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 13433 Chariho Ln is moderate, ranking above 68% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 68% of the US · above 48% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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