13432 N 20th St, Phoenix, AZ 85022 Property Records

Maricopa County property record for 13432 N 20th St, Phoenix, AZ 85022

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,460 sqft · built 1978
Lot Size	0.275 acres (11,977 sqft)
Owner	Individual Name on File
Last Sale	$740,000 (Mar 2023)
Tax Bill	$2,301 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage Jun 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`166-41-050`

Property Details

APN / Parcel Number

Primary APN	`166-41-050`
Alternative APN	`166410500`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,460 sqft Living Area
Gross Area	3,128 sqft
1st Floor Area	2,460 sqft

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Exterior Material	Block
Construction Type	Concrete Block
Roof Material	Asphalt
Lot Area	11,977 sqft (0.275 acres)
Parking Spaces	2 Parking Spaces
Pool Area	356 sqft
Patio Area	668 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	13432 N 20TH ST
City	PHOENIX
State	AZ
Zip	85022-5106
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-8
Legal Description	MONTCLAIR HILLS MCR 81/05
Legal Range	3E
Legal Township	3N
Legal Section	15
Legal Subdivision	MONTCLAIR HILLS
Legal Lot Number	50
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	3
Census Block	3004
Census Tract	103701

Owner

13432 N 20th St is owned and occupied by an individual who bought it in March 2023.

Source: Maricopa County records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	13432 N 20TH ST, PHOENIX, AZ 85022-5106
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 15, 2023	Warranty Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Jun 17, 2022	Warranty Deed, Transfer · Commercial Mortgage BOOMERANG ACCEPTANCE LLC
Jun 17, 2022	Warranty Deed, Transfer AMERICAN TITLE COMPANY, AMERICAN TITLE SVC AGCY LLC
Nov 15, 2017	Loan Modification, Mortgage · Conventional with PMI DITECH FIN'L

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 15, 2023 · Amount on File
Deed Sale	Mar 15, 2023 · Amount on File
Prior Sale	Jun 17, 2022 · Amount on File
Deed Document Number	2023130966
Record Updated	Oct 29, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Mar 15, 2023
Property Address	13432 N 20TH ST, PHOENIX, AZ 85022-5106
Document Number	0000130966
Map Reference	MB 81 PG 5
Instrument Date	Mar 13, 2023
Instrument	20230130966
Transaction Type	Transfer
Record Updated	Mar 28, 2023
Title Company	LANDMARK TITLE ASSURANCE AGENCY, LANDMARK TTL ASSURANCE AGCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4802 W EL CORTEZ PL, PHOENIX, AZ 85083-2207

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13432 N 20TH ST, PHOENIX, AZ 85022-5106

Mortgage

Document Number	0000130967
Date	Mar 15, 2023
Instrument	20230130967

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2053

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jun 17, 2022
Property Address	13432 N 20TH ST, PHOENIX, AZ 85022-5106
Document Number	0000511643
Map Reference	MB 81 PG 5
Instrument Date	Jun 17, 2022
Instrument	20220511643
Transaction Type	Transfer
Record Updated	Jun 28, 2022
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE SVC AGCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2600 N 44TH ST # ST103, 2600, PHOENIX, AZ 85008-1521

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4802 W EL CORTEZ PL, PHOENIX, AZ 85083-2207

Mortgage

Document Number	0000511644
Date	Jun 17, 2022
Instrument	20220511644

Lender

Name	BOOMERANG ACCEPTANCE LLC
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jun 17, 2022
Property Address	13432 N 20TH ST, PHOENIX, AZ 85022-5106
Document Number	0000511642
Map Reference	MB 81 PG 5
Instrument Date	Jun 10, 2022
Instrument	20220511642
Transaction Type	Transfer
Record Updated	Jun 28, 2022
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE SVC AGCY LLC

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13432 N 20TH ST, 13432, PHOENIX, AZ 85022-5106

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2600 N 44TH ST STE 103, 103, PHOENIX, AZ 85008-1555
Investor	Possibly a Property Investor

November 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MARICOPA AZ
Property Address	13432 N 20TH ST, PHOENIX, AZ 85022-5106
Document Number	0000890925
Instrument Date	Nov 15, 2017
Transaction Type	Mortgage
Record Updated	Dec 7, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13432 N 20TH ST PHOENIX AZ 850225106, PHOENIX, AZ 85022-5106

Mortgage

Document Number	0000890925
Date	Dec 1, 2017
Instrument	890925

Lender

Name	DITECH FIN'L
Address	TEMPE, AZ 85284

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	480 Months
Due	Nov 30, 2057

Interest

Rate Type	Fixed Rate
Rate	3.62%

Tax Assessment & Valuation

The 2025 property tax bill for 13432 N 20th St was $2,301.

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Unified School District	Paradise Valley Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$53,180 (+136.15%)	$531,800 (+5.73%) Land $106,300 Building $425,500
2025	$2,301.00	$22,520 (-53.87%)	$503,000 (+3.03%) Land $100,600 Building $402,400
2024		$48,820	$488,200 Land $97,600 Building $390,600
2023	$1,856.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 13432 N 20th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 13432 N 20th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 620 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 500
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Tristate Wi-Fi by Wi-Fiber.

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