13432 Gilbert Rd, Riley (Memphis), MI 48041 Property Records

St. Clair County property record for 13432 Gilbert Rd, Riley, MI 48041

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,524 sqft · built 2012
Lot Size	5.05 acres (220,414 sqft)
Owner	Individual Name on Record
Last Sale	$225,000 (Apr 2015)
Tax Bill	$4,357 (2024)
Deeds & Mortgages	Nov 2025 Second Mortgage Apr 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`74-29-030-1004-100`

Property Details

APN / Parcel Number

Primary APN	`74-29-030-1004-100`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,524 sqft Living Area
Basement Area	1,080 sqft

Exterior

Year Built	Built 2012
Lot Area	220,414 sqft (5.05 acres)
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	74290301004100
Street Address	13432 GILBERT RD
City	RILEY
State	MI
Zip	48041-3406
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR
Legal Description	THAT PART OF S 20A OF GOVERNMENT LOT 3 OF NW FRAC 1/4 LYING E OF A LINE, BEG S 89D 35M 50S E 1053.07' FROM W 1/4 COR, TH S
Legal Range	14E
Legal Township	06N
Legal Section	30
Legal Lot Number	3
Legal Unit	3
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	RILEY
Census Block Group	1
Census Block	1084
Census Tract	658500

Owner

Source: St. Clair County records, as of October 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	13432 GILBERT RD, RILEY, MI 48041-3406
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 5, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage GENISYS CU
Apr 27, 2019	Deed of Trust, Mortgage · Conventional Mortgage GENISYS CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 9, 2015 · Amount on Record
Deed Sale	Apr 9, 2015 · Amount on Record
Prior Sale	Mar 30, 2012 · Amount on Record
Deed Document Number	2015007759
Deed Book / Page	4592 / 510
Record Updated	Jun 7, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	13432 GILBERT RD, RILEY, MI 48041-3406
Transaction Type	Mortgage
Record Updated	Nov 18, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13432 GILBERT RD, RILEY, MI 48041-3406

Mortgage

Document Number	0000058681
Date	Nov 5, 2025
Book Page	5868/1
Instrument	2025021199

Lender

Name	GENISYS CU
Type	Credit Union
Address	2100 EXECUTIVE HILLS DR, AUBURN HILLS, MI 48326

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Nov 5, 2030

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	13432 GILBERT RD, RILEY, MI 48041-3406
Document Number	0050560095
Instrument Date	Apr 27, 2019
Transaction Type	Mortgage
Record Updated	May 24, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	13432 GILBERT RD RILEY MI 480413406, RILEY, MI 48041-3406

Mortgage

Document Number	0050560095
Date	May 14, 2019
Book Page	005056/000095

Lender

Name	GENISYS CU
Type	Credit Union
Address	AUBURN HILLS, MI 48326-2947

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	36 Months
Due	May 13, 2022

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Riley Township
Unified School District	Armada Area Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$242,800 (+18.27%)
2024	$4,357.00 (+10.36%)		$485,600 (+18.27%)
2023		$205,300
2022	$3,948.00		$410,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

May also be available: Spectrum.

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