Wayne County property record for 13432 Cunningham St, Southgate, MI 48195
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 922 sqft · built 1951 |
| Lot Size | 0.11 acres (4,792 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $115,500 (Jan 2005) |
| Tax Bill | $4,177 (2025) |
| Deeds & Mortgages | May 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 53 017 08 0171 000 |
| Primary APN | 53 017 08 0171 000 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 922 sqft Living Area |
| 1st Floor Area | 912 sqft |
| Basement Area | 912 sqft |
| Unfinished Basement | 912 sqft |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1951 |
| Architectural Style | Ranch |
| Lot Area | 4,792 sqft (0.11 acres) |
| Lot Dimensions | 112 ft deep x 41 ft wide |
| Garage Area | 280 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 13432 CUNNINGHAM ST |
|---|---|
| City | SOUTHGATE |
| State | MI |
| Zip | 48195-1178 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1B SINGL |
| Legal Description | 30P171 LOT 171 MALDEN MANOR NO. 2 T3S R11E L72 P55 WCR |
| Legal Subdivision | MALDEN MANOR NO 2 |
| Legal Lot Number | 171 |
| Jurisdiction | WAYNE MI |
| Township / Civil Division | SOUTHGATE |
| Census Block Group | 4 |
| Census Block | 4005 |
| Census Tract | 581900 |
13432 Cunningham St is owned and occupied by two individuals who bought it in January 2005.
Source: Wayne County records, as of September 15, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 13432 CUNNINGHAM ST, SOUTHGATE, MI 48195-1178 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 12, 2005 · Amount on File |
| Deed Sale | Jan 12, 2005 · Amount on File |
| Deed Document Number | 200542761 |
| Deed Book / Page | 41996 / 2493 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAYNE MI |
| Recording Date | May 11, 2026 |
| Property Address | 13432 CUNNINGHAM ST, SOUTHGATE, MI 48195-1178 |
| Document Number | 0000177691 |
| Book / Page | 60274 / 389 |
| Instrument Date | May 6, 2026 |
| Instrument | 2026177691 |
| Transaction Type | Mortgage |
| Record Updated | Aug 4, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 13432 CUNNINGHAM ST, SOUTHGATE, MI 48195-1178 |
| Investor | Possibly a Property Investor |
| Document Number | 0000177691, |
|---|---|
| Date | May 11, 2026 |
| Book Page | 60274/389 |
| Instrument | 2026177691 |
| Name | ADVIA CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.37% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
The 2025 property tax bill for 13432 Cunningham St was $4,177 with a homeowner's exemption.
Source: Wayne County assessment roll, as of September 15, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Wayne County |
| Municipality | Southgate City |
| Unified School District | Southgate Community School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $84,500 (+6.16%) | $169,000 (+6.16%) | |
| 2025 | $4,177.00 Homeowner's exemption | $79,600 | $159,200 |
| 2023 | $67,100 | $134,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 13432 Cunningham St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 13432 Cunningham St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTHGATE serves 30,047 people · EPA ID MI0006170 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Apr 2025 |
| Lead | 6 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 793 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 1,000 / 75 |
May also be available: T-Mobile.
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