13431 Guildford St, Waverly, NE 68462 Property Records

Lancaster County property record for 13431 Guildford St, Waverly, NE 68462

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,524 sqft · built 1989
Lot Size0.247 acres (10,743 sqft)
OwnerIndividual Name on Record
Last Sale$278,000 (Feb 2026)
Tax Bill$2,539 (2025)
Deeds & MortgagesFeb 2026 Sale & Mortgage
Feb 2026 Sale
+ 3 more
Flood ZoneZone X (minimal risk)
APN24-16-304-025-000

Property Details

APN / Parcel Number

Primary APN24-16-304-025-000
Alternative APN
  • 114052

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures7 Plumbing Fixtures
Building Area1,524 sqft Living Area
Gross Area2,034 sqft
1st Floor Area1,074 sqft
Basement Area480 sqft
Finished Basement450 sqft
Unfinished Basement30 sqft

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Architectural StyleSplit Foyer
Construction TypeFrame
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area10,743 sqft (0.247 acres)
Lot Width70 ft Width
View / LotFlood Plain
Garage TypeAttached
Garage Area480 sqft
Parking Spaces2 Parking Spaces
Deck Area100 sqft
Patio Area100 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address13431 GUILDFORD ST
CityWAVERLY
StateNE
Zip68462-1212
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionCOVENTRY PLACE ADDITION, BLOCK 1, LOT 24
Legal SubdivisionCOVENTRY PLACE ADDITION
Legal Block1
Legal Lot Number24
JurisdictionLANCASTER NE
Township / Civil DivisionWAVERLY
Census Block Group4
Census Block4025
Census Tract10100

Owner

Source: Lancaster County records, as of June 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address13431 GUILDFORD ST, WAVERLY, NE 68462-1212
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 27, 2026Warranty Deed, Transfer · VA Mortgage
MEMBERS MORTGAGE SERVICES
Feb 27, 2026Warranty Deed, Transfer
CHASE TITLE SERVICES INC, CHARTER T&E SVCS INC
Jan 24, 2018Deed of Trust, Mortgage · Conventional Mortgage
ARK-LA-TEX FINANCE SERVICES LLC
Jun 20, 2018Deed of Trust, Mortgage · Line of Credit
LINCONE FCU
Jan 6, 2020Warranty Deed, Transfer · Conventional Mortgage
MORIA DEVELOPMENT INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 27, 2026 · Amount on Record
Deed SaleFeb 27, 2026 · Amount on Record
Prior SaleJan 6, 2020 · Amount on Record
Deed Document Number20266914
Record UpdatedSep 20, 2026

February 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLANCASTER NE
Recording DateFeb 27, 2026
Property Address13431 GUILDFORD ST, WAVERLY, NE 68462-1212
Document Number0000006914
Instrument DateFeb 9, 2026
Instrument2026006914
Transaction TypeTransfer
Record UpdatedMar 16, 2026
Title CompanyCHARTER T&E SVCS INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$644.96
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000006915
DateFeb 27, 2026
Instrument2026006915
Lender
NameMEMBERS MORTGAGE SERVICES
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2056

February 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLANCASTER NE
Recording DateFeb 27, 2026
Property Address13431 GUILDFORD ST, WAVERLY, NE 68462-1212
Document Number0000006914
Instrument DateFeb 9, 2026
Instrument2026006914
Transaction TypeTransfer
Record UpdatedMar 17, 2026
Title CompanyCHASE TITLE SERVICES INC, CHARTER T&E SVCS INC

Transaction

AmountAmount Recorded
Tax$644.96
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLANCASTER NE
Property Address13431 GUILDFORD ST, WAVERLY, NE 68462-1212
Transaction TypeMortgage
Record UpdatedAug 17, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000002894
DateJan 24, 2018
Instrument2018002894
Lender
NameARK-LA-TEX FINANCE SERVICES LLC
TypeLending Institution
AddressPLANO, TX 75024
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2048

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLANCASTER NE
Property Address13431 GUILDFORD ST, WAVERLY, NE 68462-1212
Transaction TypeMortgage
Record UpdatedAug 17, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000023593
DateJun 20, 2018
Instrument2018023593
Lender
NameLINCONE FCU
TypeCredit Union
AddressLINCOLN, NE 68503
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLANCASTER NE
Recording DateJan 6, 2020
Property Address13431 GUILDFORD ST, WAVERLY, NE 68462-1212
Document Number0000000645
Instrument DateJan 2, 2020
Instrument2020000645
Transaction TypeTransfer
Record UpdatedAug 17, 2021
Title CompanyCHARTER T&E SVCS INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$405.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address00000

Mortgage

Document Number0000000646
DateJan 6, 2020
Instrument2020000646
Lender
NameMORIA DEVELOPMENT INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2050

Tax Assessment & Valuation

Source: Lancaster County assessment roll, as of October 13, 2025

Property Jurisdictions

TypeName
StateNebraska
CountyLancaster County
MunicipalityWaverly City
Unified School DistrictWaverly School District 145 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,539.00 (-21.37%)$219,800 (+10.79%) Land $59,500 Building $160,300$219,800 (+10.79%) Land $59,500 Building $160,300
2023$3,229.00$198,400 Land $49,300 Building $149,100$198,400 Land $49,300 Building $149,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 89% of Nebraska
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF WAVERLY
serves 4,279 people · EPA ID NE3110905
Water SourceGroundwater
Last State InspectionJun 2023
Lead1 ppb (2026)
action level 15 ppb
Copper1.67 mg/L (2023–2025)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Allo Communications
Fiber
2,300 / 2,300
Spectrum
Cable
1,000 / 1,000
Nextlink
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
Windstream
DSL · Fiber in parts of the area
200 / 20
GigFire
Fixed Wireless
150 / 130

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