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13430 Irsina Dr, Estero, FL 33928 Property Records

Lee County property record for 13430 Irsina Dr, Estero, FL 33928

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 4,220 sqft · built 2008
Lot Size0.286 acres (12,458 sqft)
OwnerIndividual Name on Record
Last Sale$865,000 (Nov 2024)
Tax Bill$9,779 (2025)
Deeds & MortgagesAug 2026 Mortgage
Flood ZoneZone X (minimal risk)
APN32-46-26-E2-0200F.0030

Property Details

APN / Parcel Number

Primary APN32-46-26-E2-0200F.0030
Alternative APNs
  • 263246E20200F0030
  • 10500735

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area4,220 sqft Living Area
Gross Area5,256 sqft
1st Floor Area2,925 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2008
Effective Year BuiltEffective 2009
Architectural StyleRanch
Exterior MaterialConcrete Block
Roof TypeCathedral/Clerestory
Roof MaterialConcrete
Lot Area12,458 sqft (0.286 acres)
View / LotLake
Garage TypeAttached
Garage Area620 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area312 sqft
PorchFlorida Room
Porch Area416 sqft
Patio Area983 sqft
Lawn SprinklersLawn Sprinklers

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number10500735
Street Address13430 IRSINA DR
CityESTERO
StateFL
Zip33928-6378
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRPD
Legal DescriptionBELLA TERRA UNIT TWO DESC IN PB 81 PGS 1-36 BLK F LOT 3
Legal Range26E
Legal Township46S
Legal Section32
Legal SubdivisionBELLA TERRA
Legal TractE2
Legal BlockF
Legal Lot Number3
Legal Unit2
JurisdictionLEE FL
Township / Civil DivisionBONITA SPRINGS
Census Block Group5
Census Block5000
Census Tract50311

Owner

Source: Lee County records, as of August 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address13430 IRSINA DR, ESTERO, FL 33928-6378
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 19, 2024 · Amount on Record
Deed SaleNov 19, 2024 · Amount on Record
Prior SaleAug 3, 2015 · Amount on Record
Deed Document Number2024313394
Record UpdatedSep 20, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLEE FL
Recording DateAug 5, 2026
Property Address13430 IRSINA DR, ESTERO, FL 33928-6378
Document Number0000207275
Instrument DateJul 31, 2026
Instrument2026207275
Transaction TypeMortgage
Record UpdatedAug 13, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address13430 IRSINA DR, ESTERO, FL 33928-6378

Mortgage

Document Number0000207275,
DateAug 5, 2026
Instrument2026207275
Lender
NameACHIEVA CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2056
Interest
Rate TypeFixed Rate
Rate6.43%
Initial TypeFixed Rate
Max Rate-1%

Tax Assessment & Valuation

Source: Lee County assessment roll, as of July 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyLee County
MunicipalityEstero Village
Unified School DistrictLee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$588,805 (-12.7%) Land $108,367 Building $480,438$588,805 (-12.7%) Land $108,367 Building $480,438
2025$9,779.00 (+10.81%) Homeowner's exemption$674,457 (+3.46%) Land $127,020 Building $547,437$674,457 (+3.46%) Land $127,020 Building $547,437
2023$8,825.00 (+10.87%)$651,898 (+19.28%) Land $165,194 Building $486,704$651,898 (+19.28%) Land $165,194 Building $486,704
2022$7,960.00$546,529 Land $143,800 Building $402,729$546,529 Land $143,800 Building $402,729

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 88 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies88 in force
Nearby Flood Claims1 (2017)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 57% of the US · lower than 69% of Florida
Wildfire Likelihood0.1% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLEE COUNTY UTILITIES
serves 282,556 people · EPA ID FL5364048
Water SourceSurface water
Last State InspectionApr 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Sep 2021
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 276 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Hotwire Communications
Fiber		2,500 / 2,500
Xfinity
Cable		1,200 / 35

May also be available: CenturyLink.

Cell Coverage

5G (outdoors only) and 4G LTE

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