13430 324th Ave SE, Sultan, WA 98294 Property Records

Snohomish County property record for 13430 324th Ave SE, Sultan, WA 98294

Property Summary

Property Type	Single Family Home
Lot Size	0.08 acres (3,485 sqft)
Owner	2 Individual Names on File
Last Sale	$609,990 (Oct 2025)
Tax Bill	$3,313 (2026)
Deeds & Mortgages	Oct 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`012492-000-020-00`

Property Details

APN / Parcel Number

Primary APN	`012492-000-020-00`
Alternative APN	`4455119`

Exterior

Lot Area	3,485 sqft (0.08 acres)

Location & Zoning

Account Number	4455119
Street Address	13430 324TH AVE SE
City	SULTAN
State	WA
Zip	98294-7791
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECTION 33 TOWNSHIP 28 RANGE 08 QUARTER NEW DAISY HEIGHTS 2 BLK000 D-00 LOT 20
Legal Subdivision	W DAISY HEIGHTS 2
Legal Block	000 D
Legal Lot Number	20
Jurisdiction	SNOHOMISH WA
Township / Civil Division	SULTAN
Census Block Group	3
Census Block	3029
Census Tract	53801

Owner

13430 324th Ave SE is owned and occupied by two individuals who bought it in October 2025.

Source: Snohomish County records, as of August 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	13430 324TH AVE SE, SULTAN, WA 98294-7791
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 27, 2025 · Amount on File
Deed Sale	Oct 27, 2025 · Amount on File
Deed Document Number	2025102
Record Updated	Sep 20, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SNOHOMISH WA
Recording Date	Oct 27, 2025
Property Address	13430 324TH AVE SE, SULTAN, WA 98294-7791
Document Number	0000000102
Map Reference	DOC 202507255002
Instrument Date	Oct 22, 2025
Instrument	202510270102
Transaction Type	Transfer
Record Updated	May 11, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$9,917.82
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13430 324TH AVENUE SE, SULTAN, WA 98294-7791

Mortgage

Document Number	0000000103
Date	Oct 27, 2025
Instrument	202510270103

Lender

Name	INSPIRE HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.12%
Type Change Date	Jan 1, 2031
Change Frequency	Annually
Min Rate At Change	4.12%
Max Rate At Change	6.12%
Index	1-Year CMT
Max Rate	6.12%

Tax Assessment & Valuation

The 2026 property tax bill for 13430 324th Ave SE was $3,313.

Source: Snohomish County assessment roll, as of August 14, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Snohomish County
Municipality	Sultan City
Unified School District	Sultan School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,313.00	$377,800 Land $165,500 Building $212,300	$377,800 Land $165,500 Building $212,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 13430 324th Ave SE in Zone X, an area of minimal flood risk, though there have been 159 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective March 17, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 111 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	111 in force
Nearby Flood Claims	159 (1980–2026)
Claims Outside the SFHA	41 of 159
Most Recent Claim	Mar 2026 · river or lake flooding
Claims by Event	Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Dec 2025 · 30 claims Severe Storms, Flooding, Landslides, And Mudslides, Nov 2006 · 56 claims Severe Storms & Flooding, Nov 1990 · 26 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13430 324th Ave SE is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SULTAN WATER DEPARTMENT serves 8,424 people · EPA ID WA5384770
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20