1343 Paddock Cir, Charlotte, NC 28209 Property Records

Mecklenburg County property record for 1343 Paddock Cir, Charlotte, NC 28209

Property Summary

Property TypeSingle Family Home
Details5 bd · 4 ba · 3,558 sqft · built 2020
Lot Size0.244 acres (10,660 sqft)
OwnerTrust Name on File
Last Sale$1,200,000 (Oct 2020)
Tax Bill$12,000 (2023)
Deeds & MortgagesOct 2023 Mortgage
May 2020 Construction Loan
+ 4 more
Flood ZoneZone X (minimal risk)
APN149-141-15

Property Details

APN / Parcel Number

Primary APN149-141-15

Interior

Bedrooms5 Beds
Full Baths4 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,558 sqft Heated Area
Gross Area2,892 sqft
1st Floor Area1,392 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2020
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area10,660 sqft (0.244 acres)
PorchPorch
Porch Area108 sqft
Patio Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number149-141-15
Street Address1343 PADDOCK CIR
CityCHARLOTTE
StateNC
Zip28209-2443
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-4
Legal DescriptionL15 BM M9-277
Legal SubdivisionASHBROOK
Legal BlockM
Legal Lot Number15
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group2
Census Block2004
Census Tract3204

Owner

1343 Paddock Cir is owner-occupied and held in a trust since August 2022.

Source: Mecklenburg County records, as of May 24, 2023

Owner of RecordTrust Name on File
Mailing Address134 PADDOCK CIR, CHARLOTTE, NC 28209
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 18, 2023Deed of Trust, Mortgage · Commercial Mortgage
FIRST NATIONAL BANK OF PENNSYLVANIA
May 21, 2020Deed of Trust, Mortgage · Construction Mortgage
SELECT BANK & TRUST CO
Aug 25, 2022Quit Claim Deed, Transfer
Quitclaim
Oct 23, 2020Warranty Deed, Transfer · Conventional Mortgage
BAY EQUITY LLC
Jan 16, 2020Warranty Deed, Transfer · Construction Mortgage
ONE80 CAPITAL MANAGEMENT LLC
Jan 15, 2020Warranty Deed, Transfer
PIKE PROPERTIES LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 23, 2020 · Amount on File
Deed SaleOct 23, 2020 · Amount on File
Prior SaleOct 23, 2020 · Amount on File
Deed Document Number0000176162
Deed Book / Page35219 / 83
Last Transfer DateAug 25, 2022
Transfer Doc0000122181
Record UpdatedJun 7, 2026

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address1343 PADDOCK CIR, CHARLOTTE, NC 28209-2443
Transaction TypeMortgage
Record UpdatedOct 27, 2023
Title CompanyACCURATE GROUP, ACCURATE GROUP LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000099357
DateOct 18, 2023
Book Page38435/1
Instrument2023099357
Lender
NameFIRST NATIONAL BANK OF PENNSYLVANIA
TypeBank
AddressMOORESVILLE, NC 28117
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Term179 Months
DueSep 28, 2038

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address1343 PADDOCK CIR, CHARLOTTE, NC 28209-2443
Transaction TypeMortgage
Record UpdatedAug 23, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000072889
DateMay 21, 2020
Book Page34599/507
Instrument2020072889
Lender
NameSELECT BANK & TRUST CO
TypeBank
AddressDUNN, NC 28335
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term360 Months
DueMay 20, 2050

August 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMECKLENBURG NC
Recording DateAug 25, 2022
Property Address1343 PADDOCK CIR, CHARLOTTE, NC 28209-2443
Document Number0000122181
Book / Page37597 / 214
Map ReferenceMB 9 PG 277
Instrument DateAug 22, 2022
Instrument2022122181
Transaction TypeTransfer
Record UpdatedMay 25, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address1343 PADDOCK CIR, CHARLOTTE, NC 28209-2443

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateOct 23, 2020
Property Address1343 PADDOCK CIR, CHARLOTTE, NC 28209-2443
Document Number0000176162
Book / Page35219 / 83
Map ReferenceMB 9 PG 277
Instrument DateOct 22, 2020
Instrument2020176162
Transaction TypeTransfer
Record UpdatedAug 23, 2022

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,400.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1300 BAXTER ST # 2255, 1300, CHARLOTTE, NC 28204-3053

Transferred To (Grantee/Buyer)

NameVerified Name
Address1300 BAXTER ST, CHARLOTTE, NC 28204-3053

Mortgage

Document Number0000176163
DateOct 23, 2020
Instrument2020176163
Lender
NameBAY EQUITY LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2050

January 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateJan 16, 2020
Property Address1343 PADDOCK CIR, CHARLOTTE, NC 28209-2443
Document Number0000007540
Book / Page034210 / 000401
Instrument DateJan 16, 2020
Instrument7540
Transaction TypeTransfer
Record UpdatedFeb 17, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$520.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1401 CENTRAL AVE #200G CHARLOTTE NC 282055366, 200G, CHARLOTTE, NC 28205-5366

Mortgage

Document Number7541
DateJan 16, 2020
Book Page034210/000403
Instrument7541
Lender
NameONE80 CAPITAL MANAGEMENT LLC
Address840 COOKS COVE RDG, LAKE WYLIE, SC 29710-8853
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term12 Months
DueJan 15, 2021

January 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateJan 15, 2020
Property Address1343 PADDOCK CIR, CHARLOTTE, NC 28209-2443
Document Number0000006742
Book / Page034206 / 000116
Instrument DateJan 15, 2020
Instrument6742
Transaction TypeTransfer
Record UpdatedFeb 17, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$480.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address4003 AINSDALE DR MATTHEWS NC 281046889, MATTHEWS, NC 28104-6889

Mortgage

Document Number6743
DateJan 15, 2020
Book Page034206/000118
Instrument6743
Lender
NamePIKE PROPERTIES LLC
Address1401 CENTRAL AVE # 200G, CHARLOTTE, NC 28205-5366
Agreement
AmountAmount on Record

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood

FEMA maps place 1343 Paddock Cir in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims2 (2003–2020)
Claims Outside the SFHA2 of 2
Most Recent ClaimFeb 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1343 Paddock Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 99% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 332 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
1,000 / 75
T-Mobile
Fixed Wireless
100 / 20

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