1343 Kent Downs Ave SW, Concord, NC 28027 Property Records

Cabarrus County property record for 1343 Kent Downs Ave SW, Concord, NC 28027 · Last verified November 2025

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,037 sqft · built 2021
Lot Size0.151 acres (6,621 sqft)
OwnerIndividual Name on File
Last Sale$400,000 (Oct 2025)
Tax Bill$3,746 (2025)
Deeds & MortgagesOct 2025 Sale & Mortgage
Dec 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN11041H0137.000000

Property Details

APN / Parcel Number

Primary APN11041H0137.000000
Alternative APNs
  • 5519 72 5345
  • 119739

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,037 sqft Living Area
FlooringSoftwood
Interior WallsWallboard/Drywall
FireplaceFireplace

Exterior

Year BuiltBuilt 2021
Exterior MaterialAluminum/Vinyl
Foundation TypeFooting
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area6,621 sqft (0.151 acres)
Lot Width53 ft Width
Garage TypeMixed
DrivewayDriveway
Driveway Area512 sqft
PorchOpen Porch
Porch Area56 sqft
Patio Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Account Number119739
Street Address1343 KENT DOWNS AVE SW
CityCONCORD
StateNC
Zip28027-2739
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 137 ROBERTA RIDGE
Legal SubdivisionROBERTA RIDGE
Legal Lot Number137
JurisdictionCABARRUS NC
Township / Civil Division11, CENTRAL CABARRUS
Census Block Group3
Census Block3022
Census Tract42000

Owner

Source: Cabarrus County records · APN 11041H0137.000000

Assessment roll updated January 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address1343 KENT DOWNS AVE SW, CONCORD, NC 28027-2739
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 14, 2025Warranty Deed, Transfer · FHA Mortgage
ALCOVA MORTGAGE LLC
Dec 22, 2021Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 14, 2025 · Amount on Record
Deed SaleOct 14, 2025 · Amount on Record
Prior SaleDec 22, 2021 · Amount on Record
Deed Document Number0017666301
Deed Book / Page17666 / 301
Record UpdatedJun 08, 2026

October 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCABARRUS NC
Recording DateOct 14, 2025
Property Address1343 KENT DOWNS AVE SW, CONCORD, NC 28027-2739
Document Number0017666301
Book / Page17666 / 301
Map ReferenceMB 88 PG 15
Instrument DateOct 10, 2025
Transaction TypeTransfer
Record UpdatedOct 23, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$800.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address7134 STRAWBERRY FIELDS LN, CHARLOTTE, NC 28278-6797

Transferred To (Grantee/Buyer)

NameVerified Name
Address1343 KENT DOWNS AVE SW, CONCORD, NC 28027-2739

Mortgage

Document Number0017666304
DateOct 14, 2025
Instrument17666/304
Lender
NameALCOVA MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2055

December 2021: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionCABARRUS NC
Recording DateDec 22, 2021
Property Address1343 KENT DOWNS AVE SW, CONCORD, NC 28027-2739
Document Number0015743112
Book / Page15743 / 112
Map ReferenceMB 88 PG 15
Instrument DateDec 22, 2021
Transaction TypeSubdivision Related Transfer
Record UpdatedJul 18, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$702.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address8025 ARROWRIDGE BLVD, CHARLOTTE, NC 28273-5604

Transferred To (Grantee/Buyer)

NameVerified Name
Address1343 KENT DOWNS AVE SW, CONCORD, NC 28027-2739

Mortgage

Document Number0015743114
DateDec 22, 2021
Instrument15743/114
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2052
Interest
Rate TypeAdjustable Rate
Rate3.12%
AdjustableAdjustable Rate Rider
Type Change DateJan 01, 2027
Change Frequency5 Years
Min Rate At Change3.75%
Max Rate At Change5.15%
Index5-Year CMT

Tax Assessment & Valuation

Source: Cabarrus County records · Assessment roll updated January 1, 2025 · Last verified November 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCabarrus County
MunicipalityConcord City
Unified School DistrictCabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,746.00 (+33.69%)$376,190 (+63.81%) Land $89,000 Building $287,190
2024$376,190 (+63.81%) Land $89,000 Building $287,190
2023$2,802.00$229,650 Land $45,000 Building $184,650$229,650 Land $45,000 Building $184,650

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cabarrus County (37025C), updated July 1, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370250420003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 14 individual NFIP policies nearby
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies14 in force
10 of 14 on primary residences
Nearby Flood Claims8 (2008–2020)
Claims Outside the SFHA6 of 8
Most Recent ClaimNov 2020, rainfall accumulation

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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