1343 Jay Rd, Eldersburg (Sykesville), MD 21784 Property Records

Carroll County property record for 1343 Jay Rd, Eldersburg, MD 21784

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 1,732 sqft · built 1998
Lot Size0.468 acres (20,374 sqft)
Owner2 Individual Names on Record
Last Sale$412,500 (Apr 2005)
Tax Bill$5,319 (2026)
Deeds & MortgagesOct 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN05-097231

Property Details

APN / Parcel Number

Primary APN05-097231
Alternative APNs
  • 5097231
  • 097231

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,732 sqft Total Area

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area20,374 sqft (0.468 acres)
Garage TypeAttached
Garage Area300 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area92 sqft
Deck Area90 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number097231
Street Address1343 JAY RD
CitySYKESVILLE
StateMD
Zip21784-6115
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-100
Legal DescriptionLT 137 - 20374 SQ FT JAY ROAD 43-4/2 ELDERSBURG ESTS SC 6
Legal SubdivisionELDERSBURG ESTATES SEC 06
Legal Lot Number137
JurisdictionCARROLL MD
Township / Civil Division5, FREEDOM
Census Block Group2
Census Block2002
Census Tract505203

Owner

Source: Carroll County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1343 JAY RD, SYKESVILLE, MD 21784-6115
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 27, 2005 · Amount on Record
Deed SaleApr 27, 2005 · Amount on Record
Prior SaleSep 1, 1998 · Amount on Record
Deed Document Number200544789
Deed Book / Page4403 / 501
Record UpdatedOct 29, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARROLL MD
Property Address1343 JAY RD, ELDERSBURG, MD 21784-6115
Transaction TypeMortgage
Record UpdatedAug 11, 2022
Title CompanyADVANTAGE TITLE CO LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0099010114
DateOct 16, 2020
Book Page9901/114
Lender
NameE MORTGAGE MANAGEMENT LLC
TypeMortgage Company
AddressCHERRY HILL, NJ 08002
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term481 Months
DueNov 1, 2060

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCarroll County
Unified School DistrictCarroll County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,319.00 (+4.75%) Homeowner's exemption$454,467 (+14.09%)$476,100 (+15.78%) Land $180,000 Building $296,100
2025$5,078.00 (+12.82%) Homeowner's exemption
2023$4,501.00 Homeowner's exemption$398,333$411,200 Land $180,000 Building $231,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFREEDOM DISTRICT
serves 24,867 people · EPA ID MD0060002
Water SourceSurface water
Last State InspectionSep 2025
LeadUnder 1 ppb (2018–2020)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jan 2019
Haloacetic acids
resolved · Jan 2019
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Antietam Cable
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Jay Rd

Nearby Streets

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