1343 Ely Rd, Cortland, NY 13045 Property Records

Cortland County and Cortlandville Town property record for 1343 Ely Rd, Cortland, NY 13045

Property Summary

Property Type	Rural Home
Details	4 bd · 1 ba · 3,150 sqft · built 1850
Lot Size	27.5 acres (1,200,949 sqft)
Owner	2 Individual Names on Record
Last Sale	$95,000 (Apr 2012)
Tax Bill	$7,241 (2026)
Deeds & Mortgages	Jan 2024 Sale Apr 2023 Refinance
Flood Zone	Zone X (minimal risk)
APN	`112289 106.00-01-14.111`

Property Details

APN / Parcel Number

Primary APN	`112289 106.00-01-14.111`
Alternative APN	`228910600000010141110000`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,150 sqft Living Area
1st Floor Area	2,700 sqft
Upper Floors Area	450 sqft

Exterior

Year Built	Built 1850
Effective Year Built	Effective 1850
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	1,200,949 sqft (27.5 acres)
Porch	Slab
Porch Area	168 sqft
Silo	Silo

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	1343 ELY RD
City	CORTLAND
State	NY
Zip	13045-9437
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	04 - FARM
Legal Block	1
Legal Lot Number	14.111
Jurisdiction	CORTLAND NY
Township / Civil Division	CORTLANDVILLE
Census Block Group	3
Census Block	3030
Census Tract	970400

Owner

Source: Cortland County and Cortlandville Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1343 ELY RD, CORTLAND, NY 13045-9437
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 31, 2024	Warranty Deed, Transfer
Apr 19, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance TIOGA STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 11, 2012 · Amount on Record
Deed Sale	Apr 11, 2012 · Amount on Record
Prior Sale	May 22, 2000 · Amount on Record
Deed Document Number	20122024
Last Transfer Date	Jan 30, 2024
Transfer Doc	0000000457
Record Updated	Oct 29, 2026

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CORTLAND NY
Recording Date	Jan 31, 2024
Property Address	1343 ELY RD, CORTLAND, NY 13045-9437
Document Number	0000000457
Instrument Date	Jan 30, 2024
Instrument	2024-00457
Transaction Type	Transfer
Record Updated	Feb 20, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1343 ELY RD, CORTLAND, NY 13045-9437

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CORTLAND NY
Property Address	1343 ELY RD, CORTLAND, NY 13045-9437
Transaction Type	Mortgage
Record Updated	May 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001456
Date	Apr 19, 2023
Instrument	2023-01456

Lender

Name	TIOGA STATE BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2038

Tax Assessment & Valuation

Source: Cortland County and Cortlandville Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Cortland County
County Subdivision	Cortlandville Town
Unified School District	Cortland City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,241.00 (+100.47%) Homeowner's exemption
2025	$3,612.00 (+1.98%)	$164,500 (-) Land $46,600 Building $117,900	$261,111 (+11.11%) Land $73,968 Building $187,143
2023	$3,542.00 (+27.41%) Homeowner's exemption	$164,500 (-) Land $46,600 Building $117,900	$235,000 (+14.29%) Land $66,571 Building $168,429
2022	$2,780.00 Homeowner's exemption	$164,500 Land $46,600 Building $117,900	$205,625 Land $58,250 Building $147,375

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (1996–2020)
Most Recent Claim	Dec 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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