1343 Cedar Grove Rd, Winchester, VA 22603 Property Records

Frederick County property record for 1343 Cedar Grove Rd, Winchester, VA 22603

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 3,122 sqft · built 2004
Lot Size3.72 acres (162,043 sqft)
OwnerIndividual Name on Record
Tax Bill$3,603 (2026)
Deeds & MortgagesJan 2026 Mortgage
Jul 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN31A-7D

Property Details

APN / Parcel Number

Primary APN31A-7D
Alternative APN
  • 8040586

Interior

Bedrooms4 Beds
Full Baths4 Baths
Total Rooms14 Rooms
Stories2 Stories
Building Area3,122 sqft Living Area
Gross Area5,872 sqft
1st Floor Area1,304 sqft
Basement Area1,200 sqft
Finished Basement1,200 sqft
FlooringWood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2018
Exterior MaterialStone
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area162,043 sqft (3.72 acres)
TerrainRolling
Garage Area620 sqft
Parking Spaces3 Parking Spaces
PorchPorch
Porch Area516 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric
SewerConnected
Water SourceWell

Location & Zoning

Account Number8040586
Street Address1343 CEDAR GROVE RD
CityWINCHESTER
StateVA
Zip22603-3019
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA
Legal Description3.72 ACRES LOT 2 HICKS MEADOW
Legal SubdivisionHICKS MEADOW
Legal Lot Number2
JurisdictionFREDERICK VA
Township / Civil DivisionGAINESBORO
Census Block Group2
Census Block2002
Census Tract50200

Owner

Source: Frederick County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1343 CEDAR GROVE RD, WINCHESTER, VA 22603-3019
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 12, 2026Deed of Trust, Mortgage · FHA Mortgage
MUTUAL OF OMAHA MORTGAGE INC
Jul 17, 2017Grant Deed, Transfer · Conventional with PMI
CITY NAT'L BK/WV

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK VA
Property Address1343 CEDAR GROVE RD, WINCHESTER, VA 22603-3019
Transaction TypeMortgage
Record UpdatedJan 27, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address1343 CEDAR GROVE RD, WINCHESTER, VA 22603-3019

Mortgage

Document Number0000000328
DateJan 12, 2026
Instrument260000328
Lender
NameMUTUAL OF OMAHA MORTGAGE INC
TypeMortgage Company
AddressSAN DIEGO, CA 92108
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2056

July 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionFREDERICK VA
Recording DateJul 17, 2017
Property Address1343 CEDAR GROVE RD, WINCHESTER, VA 22603-3019
Document Number0000007166
Instrument DateJul 14, 2017
Instrument7166
Transaction TypeTransfer
Record UpdatedAug 7, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$439.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1343 CEDAR GROVE RD WINCHESTER VA 226033019, WINCHESTER, VA 22603-3019

Mortgage

Document Number7167
DateJul 17, 2017
Instrument7167
Lender
NameCITY NAT'L BK/WV
TypeBank
AddressCROSS LANES, WV 25313
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJul 16, 2047
Interest
Rate TypeAdjustable Rate
Rate3.99%

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of July 9, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,603.00 (+10.42%)$679,800 Land $99,300 Building $580,500$679,800 Land $99,300 Building $580,500
2025$3,263.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims2 (2018–2021)
Claims Outside the SFHA1 of 2
Most Recent ClaimJun 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · above 65% of Virginia
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Starlink
Satellite
280 / 30

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