1343 17th St, Oceano, CA 93445 Property Records

San Luis Obispo County property record for 1343 17th St, Oceano, CA 93445

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 671 sqft · built 1960
Lot Size0.094 acres (4,095 sqft)
Owner2 Individual Names on File
Tax Bill$589 (2025)
Deeds & MortgagesDec 2025 Second Mortgage
Jul 2021 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN062-013-033

Property Details

APN / Parcel Number

Primary APN062-013-033

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms2 Rooms
Stories1 Story
Building Area671 sqft Living Area
1st Floor Area671 sqft

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Construction TypeWood
Lot Area4,095 sqft (0.094 acres)
Lot Dimensions100 ft deep x 60 ft wide
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

SewerConnected

Location & Zoning

Street Address1343 17TH ST
CityOCEANO
StateCA
Zip93445-9360
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTN OCEANO PTN WHEELER SB
Legal SubdivisionWHEELERS ADD/OCEANO
Legal Block1
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionARROYO GRANDE
Census Block Group1
Census Block1003
Census Tract12201

Owner

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address1343 17TH ST, OCEANO, CA 93445-9360
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 1, 2025Deed of Trust, Mortgage · Stand-Alone Second Mortgage
ROCKET MORTGAGE LLC
Jul 6, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Feb 28, 2018Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA
Jan 31, 2020Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA
Nov 9, 2020Deed of Trust, Mortgage · Conventional Mortgage
HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateMar 27, 2003
Transfer Doc0000043474
Record UpdatedSep 20, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address1343 17TH ST, OCEANO, CA 93445-9360
Transaction TypeMortgage
Record UpdatedJan 6, 2026
Title CompanyUNKNOWN, ROCKET CLOSE LLC RESIDENTIAL

Transferred To (Grantee/Buyer)

NameVerified Name
Address1343 17TH ST, OCEANO, CA 93445-9360

Mortgage

Document Number0000036724
DateDec 1, 2025
Instrument2025036724
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term180 Months
DueDec 1, 2040

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address1343 17TH ST, OCEANO, CA 93445-9360
Transaction TypeMortgage
Record UpdatedJul 15, 2021
Title CompanyAMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address1343 17TH ST, OCEANO, CA 93445-9360

Mortgage

Document Number0000047462
DateJul 6, 2021
Instrument2021047462
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJul 1, 2051

February 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address1343 17TH ST, OCEANO, CA 93445-9360
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000007883
DateFeb 28, 2018
Instrument2018007883
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2048

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address1343 17TH ST, OCEANO, CA 93445-9360
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000005093
DateJan 31, 2020
Instrument2020005093
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2050

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address1343 17TH ST, OCEANO, CA 93445-9360
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address1343 17TH ST, OCEANO, CA 93445-9360

Mortgage

Document Number0000064511
DateNov 9, 2020
Instrument2020064511
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeMortgage Company
AddressPARSIPPANY, NJ 07054
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2050

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
Unified School DistrictLucia Mar Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$31,890 (+2%) Land $6,795 Building $25,095
2025$589.00 (+6.51%) Homeowner's exemption$31,265 (+4.03%) Land $6,662 Building $24,603
2023$553.00 (+1.1%) Homeowner's exemption$30,053 Land $6,404 Building $23,649
2022$547.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOCEANO COMM SERVICES DIST.
serves 7,598 people · EPA ID CA4010005
Water SourcePurchased surface water from several systems
Last State InspectionJun 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 552 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Surfnet Communications
Fixed Wireless
100 / 20

May also be available: Astound Broadband, Peak WiFi, Ranch Wifi, T-Mobile, Verizon.

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