13428 Holmes St, Yucaipa, CA 92399 Property Records

San Bernardino County property record for 13428 Holmes St, Yucaipa, CA 92399

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,290 sqft · built 1991
Lot Size	0.15 acres (6,525 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,838 (2025)
Deeds & Mortgages	Jul 2022 Line of Credit Nov 2021 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`1242-222-12-0000`

Property Details

APN / Parcel Number

Primary APN	`1242-222-12-0000`
Alternative APN	`0322192220000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,290 sqft Living Area
Gross Area	1,732 sqft
1st Floor Area	1,290 sqft
Family Room	Family Room

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Modern
Construction Type	Frame
Roof Material	Tile
Lot Area	6,525 sqft (0.15 acres)
Garage Type	Attached
Garage Area	442 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio/Porch
Porch Area	348 sqft
Patio Area	348 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	13428 HOLMES ST
City	YUCAIPA
State	CA
Zip	92399-5543
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUB NO 6 YUCAIPA VALLEY PTN LOT 47 COM AT NE COR SD LOT AT INTERSECTION C/L AVE H AND HOLMES ST /FMLY KNOWN AS 12TH AVE/ TH S ALG C/L SD HOLMES ST 190 FT TO TRUE POB TH S PARALLEL WITH E LI SD LOT 45 FT TH W 174 FT TH N PARALLEL WITH C/L HOLMES ST /F
Legal Subdivision	SUBDIVISION #6 OF PART OF YUCAIPA VALLEY
Legal Block	2
Legal Lot Number	47
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	YUCAIPA
Census Block Group	2
Census Block	2000
Census Tract	8708

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	13428 HOLMES ST, YUCAIPA, CA 92399-5543
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2022	Deed of Trust, Mortgage · Line of Credit SCHOOLSFIRST FCU
Nov 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Nov 27, 2019	Deed of Trust, Mortgage · FHA Mortgage DIRECT MORTGAGE CORP
Oct 13, 2020	Deed of Trust, Mortgage · FHA Mortgage PMAC LENDING SERVICES INC
Mar 13, 2019	Intrafamily Transfer, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE
Oct 10, 2017	Deed of Trust, Mortgage · Conventional Mortgage EMBRACE HM LOANS
Jan 13, 2017	Deed of Trust, Mortgage · FHA Mortgage EMBRACE HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 13, 2019
Deed Sale	Mar 13, 2019
Prior Sale	Sep 5, 2014 · Amount on Record
Deed Document Number	201978039
Prior Transfer Date	Mar 8, 2019
Prior Transfer Doc	0000078039
Record Updated	Sep 20, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	13428 HOLMES ST, YUCAIPA, CA 92399-5543
Transaction Type	Mortgage
Record Updated	Jul 29, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13428 HOLMES ST, YUCAIPA, CA 92399-5543

Mortgage

Document Number	0000247504
Date	Jul 15, 2022
Instrument	2022-0247504

Lender

Name	SCHOOLSFIRST FCU
Type	Credit Union
Address	TUSTIN, CA 92780

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	13428 HOLMES ST, YUCAIPA, CA 92399-5543
Transaction Type	Mortgage
Record Updated	Nov 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13428 HOLMES ST, YUCAIPA, CA 92399-5543

Mortgage

Document Number	0000492532
Date	Nov 1, 2021
Instrument	2021-0492532

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	13428 HOLMES ST, YUCAIPA, CA 92399-5543
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000443713
Date	Nov 27, 2019
Instrument	2019-0443713

Lender

Name	DIRECT MORTGAGE CORP
Type	Mortgage Company
Address	MIDVALE, UT 84047

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	13428 HOLMES ST, YUCAIPA, CA 92399-5543
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE CONNECT INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13428 HOLMES ST, YUCAIPA, CA 92399-5543

Mortgage

Document Number	0000391509
Date	Oct 13, 2020
Instrument	2020-0391509

Lender

Name	PMAC LENDING SERVICES INC
Type	Mortgage Company
Address	BREA, CA 92821

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

March 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN BERNARDINO CA
Recording Date	Mar 13, 2019
Property Address	13428 HOLMES ST, YUCAIPA, CA 92399-5543
Document Number	0000078039
Map Reference	MB 19 PG 37&38
Instrument Date	Mar 8, 2019
Instrument	2019-0078039
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	NEXTITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	13428 HOLMES ST, YUCAIPA, CA 92399-5543

Mortgage

Document Number	0000078040
Date	Mar 13, 2019
Instrument	2019-0078040

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2049

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	13428 HOLMES ST, YUCAIPA, CA 92399-5543
Document Number	0000435042
Instrument Date	Oct 10, 2017
Transaction Type	Mortgage
Record Updated	Oct 27, 2017
Title Company	MORTGAGE INFORMATION SERVICES, MORTGAGE INFORMATION SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13428 HOLMES ST YUCAIPA CA 923995543, YUCAIPA, CA 92399-5543

Mortgage

Document Number	0000435042
Date	Oct 20, 2017
Instrument	435042

Lender

Name	EMBRACE HM LOANS
Type	Funding / Finance Company
Address	MIDDLETOWN, RI 02842

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 19, 2047

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	13428 HOLMES ST, YUCAIPA, CA 92399-5543
Document Number	0000025072
Instrument Date	Jan 13, 2017
Transaction Type	Mortgage
Record Updated	Jan 31, 2017
Title Company	MORTGAGE INFORMATION SERVICES, MORTGAGE INFORMATION SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13428 HOLMES ST YUCAIPA CA 923995543, YUCAIPA, CA 92399-5543

Mortgage

Document Number	0000025072
Date	Jan 19, 2017
Instrument	25072

Lender

Name	EMBRACE HM LOANS
Type	Funding / Finance Company
Address	MIDDLETOWN, RI 02842

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 18, 2047

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Yucaipa City
Unified School District	Yucaipa-Calimesa Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$294,212 (+2%) Land $88,264 Building $205,948
2025	$3,838.00 (+5.99%) Homeowner's exemption	$288,443 (+4.04%) Land $86,533 Building $201,910
2023	$3,621.00 (+1.68%) Homeowner's exemption	$277,243 Land $83,173 Building $194,070
2022	$3,561.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 71% of the US · above 46% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH MESA WC private · serves 10,348 people · EPA ID CA3310017
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 294 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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