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13428 109th Ave, Park Rapids, MN 56470 Property Records

Hubbard County property record for 13428 109th Ave, Park Rapids, MN 56470

Property Summary

Property TypeSingle Family Home
Details5 bd · 1 ba · 1,248 sqft · built 1981
Lot Size9.95 acres (433,422 sqft)
Owner2 Individual Names on File
Last Sale$195,000 (Nov 2021)
Tax Bill$1,926 (2026)
Deeds & MortgagesOct 2026 Mortgage
Jun 2023 Mortgage
+ 1 more
APN25.17.00410

Property Details

APN / Parcel Number

Primary APN25.17.00410
Alternative APN
  • 59563

Interior

Bedrooms5 Beds
Full Baths1 Bath
Total Rooms12 Rooms
Stories1 Story
Building Area1,248 sqft Living Area
1st Floor Area1,248 sqft
Basement Area1,061 sqft
Finished Basement1,061 sqft
FlooringCarpet
Interior WallsPlywood

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 2005
Exterior MaterialWood
Roof TypeGable
Roof MaterialAsphalt
Lot Area433,422 sqft (9.95 acres)
Garage Area624 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Deck Area388 sqft
Shed1 Shed
Shed Area96 sqft
Pole Barn1,040 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water

Location & Zoning

Account Number59563
Street Address13428 109TH AVE
CityPARK RAPIDS
StateMN
Zip56470-2118
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSECT-17 TWP-139 RANGE-035 9.95 AC N400 OF W1089 OF SW1/4
Legal Range35
Legal Township139
Legal Section17
JurisdictionHUBBARD MN
Township / Civil DivisionSTRAIGHT RIVER
Census Block Group1
Census Block1075
Census Tract70500

Owner

13428 109th Ave is owned and occupied by two individuals who bought it in November 2021.

Source: Hubbard County records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address13428 109TH AVE, PARK RAPIDS, MN 56470-2118
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 12, 2026Deed of Trust, Mortgage · VA Mortgage
NEW DAY FINANCIAL LLC
Jun 2, 2023Deed of Trust, Mortgage · Conventional Mortgage
MORTGAGE SOLUTIONS OF COLORADO LLC
Nov 16, 2021Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 16, 2021 · Amount on File
Deed SaleNov 16, 2021 · Amount on File
Prior SaleJan 12, 2010 · Amount on File
Deed Document Number2021420759
Record UpdatedOct 29, 2026

October 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHUBBARD MN
Recording DateOct 12, 2026
Property Address13428 109TH AVE, PARK RAPIDS, MN 56470-2118
Document Number0000449139
Instrument DateOct 5, 2026
Instrument2026449139
Transaction TypeMortgage
Record UpdatedOct 20, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants, 205
Address13428 109TH AVE, PARK RAPIDS, MN 56470-2118

Mortgage

Document Number0000449139,
DateOct 12, 2026
Instrument2026449139
Lender
NameNEW DAY FINANCIAL LLC
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueNov 1, 2056
Interest
Max Rate-1%

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHUBBARD MN
Property Address13428 109TH AVE, PARK RAPIDS, MN 56470-2118
Transaction TypeMortgage
Record UpdatedJun 27, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberA000429963
DateJun 2, 2023
InstrumentA000429963
Lender
NameMORTGAGE SOLUTIONS OF COLORADO LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJun 1, 2053

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHUBBARD MN
Recording DateNov 16, 2021
Property Address13428 109TH AVE, PARK RAPIDS, MN 56470-2118
Document NumberA000420759
Instrument DateNov 15, 2021
InstrumentA000420759
Transaction TypeTransfer
Record UpdatedDec 8, 2021

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address13428 109TH AVE, PARK RAPIDS, MN 56470-2118

Tax Assessment & Valuation

The 2026 property tax bill for 13428 109th Ave was $1,926 with a homeowner's exemption.

Source: Hubbard County assessment roll, as of May 14, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyHubbard County
County SubdivisionStraight River Township
Unified School DistrictPark Rapids Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,926.00 Homeowner's exemption
2025$1,926.00$322,700 Land $58,100 Building $264,600$322,700 Land $58,100 Building $264,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 13428 109th Ave.

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneNot on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 13428 109th Ave is moderate, ranking above 60% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 60% of the US · above 84% of Minnesota
Wildfire Likelihood0.08% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Paul Bunyan Communications
Fiber		1,000 / 1,000

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