13425 Finley Ln, Stapleton, AL 36578 Property Records

Baldwin County property record for 13425 Finley Ln, Stapleton, AL 36578

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,034 sqft · built 2017
Lot Size	0.68 acres (29,621 sqft)
Owner	Individual Name on Record
Last Sale	$199,000 (Mar 2022)
Tax Bill	$540 (2026)
Deeds & Mortgages	Oct 2021 Mortgage Jun 2022 Line of Credit + 6 more
Flood Zone	Zone X (minimal risk)
APN	`28-09-32-0-000-131`

Property Details

APN / Parcel Number

Primary APN	`28-09-32-0-000-131`
Alternative APNs	`517283` `323304` `19185`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,034 sqft Heated Area
1st Floor Area	1,034 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2021
Architectural Style	Mobile Home
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	29,621 sqft (0.68 acres)
Lot Dimensions	130 ft deep x 212 ft wide
Utility Building	185 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	517283
Street Address	13425 FINLEY LN
City	STAPLETON
State	AL
Zip	36578-3037
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	133'(S) X 130' BEG AT A PT 407.5' W OF SE COR OF SW1/4 SEC 32, TH W 133'(S), TH N 130', TH E 133'(S), TH S 130' TO POB SEC 32
Legal Subdivision	HAND BROTHERS ADD
Jurisdiction	BALDWIN AL
Township / Civil Division	BAY MINETTE
Census Block Group	2
Census Block	2024
Census Tract	10300

Owner

Source: Baldwin County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	13425 FINLEY LN, STAPLETON, AL 36578-3037
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2021	Deed of Trust, Mortgage · Commercial Mortgage FINLEY FUNDING TRUST
Jun 15, 2022	Deed of Trust, Mortgage · Line of Credit WHITNEY BANK
May 11, 2022	Warranty Deed, Transfer
Dec 6, 2018	Deed of Trust, Mortgage · FHA Mortgage NEW PENN FINANCIAL LLC
Jan 15, 2021	Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC
Mar 2, 2022	Warranty Deed, Subdivision Related Transfer
Jun 30, 2017	Quit Claim Deed, Transfer · FHA Mortgage SOUTHPOINT BANK
Jun 30, 2017	Grant Deed, Transfer CLEARING TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 2, 2022 · Amount on Record
Deed Sale	Mar 2, 2022 · Amount on Record
Prior Sale	Oct 13, 2021 · Amount on Record
Deed Document Number	20221981854
Prior Transfer Date	Jun 26, 2017
Prior Transfer Doc	0001641628
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALDWIN AL
Property Address	13425 FINLEY LN, STAPLETON, AL 36578-3037
Transaction Type	Mortgage
Record Updated	Jun 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0001950621
Date	Oct 13, 2021
Instrument	1950621

Lender

Name	FINLEY FUNDING TRUST
Address	COKER, AL 35452

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	6 Months
Due	Apr 6, 2022

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALDWIN AL
Property Address	13425 FINLEY LN, STAPLETON, AL 36578-3037
Transaction Type	Mortgage
Record Updated	Jun 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13425 FINLEY LN, STAPLETON, AL 36578-3037

Mortgage

Document Number	0002005570
Date	Jun 15, 2022
Instrument	2005570

Lender

Name	WHITNEY BANK
Type	Bank
Address	GULFPORT, MS 39501

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BALDWIN AL
Recording Date	May 11, 2022
Property Address	13425 FINLEY LN, STAPLETON, AL 36578-3037
Document Number	0001998333
Instrument Date	May 10, 2022
Instrument	1998333
Transaction Type	Transfer
Record Updated	Jun 29, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13425 FINLEY LN, STAPLETON, AL 36578-3037

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7150 HURRICANE RD, BAY MINETTE, AL 36507-7976
Investor	Possibly a Property Investor

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALDWIN AL
Property Address	13425 FINLEY LN, STAPLETON, AL 36578-3037
Transaction Type	Mortgage
Record Updated	Mar 29, 2022
Title Company	AVENUE 365 LENDER SERVICES L

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001733263
Date	Dec 6, 2018
Instrument	1733263

Lender

Name	NEW PENN FINANCIAL LLC
Type	Mortgage Company
Address	PLYMOUTH MEETING, PA 19462

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 1, 2033

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALDWIN AL
Property Address	13425 FINLEY LN, STAPLETON, AL 36578-3037
Transaction Type	Mortgage
Record Updated	Mar 29, 2022
Title Company	COVIUS SETTLEMENT SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001883716
Date	Jan 15, 2021
Instrument	1883716

Lender

Name	NEWREZ LLC
Type	Non-Lending Institution
Address	FORT WASHINGTON, PA 19034

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	157 Months
Due	Feb 1, 2034

March 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	BALDWIN AL
Recording Date	Mar 2, 2022
Property Address	13425 FINLEY LN, STAPLETON, AL 36578-3037
Document Number	0001981854
Instrument Date	Feb 25, 2022
Instrument	1981854
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 29, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	23776 W CYPRESS WAY, ORANGE BEACH, AL 36561-8808

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13425 FINLEY LN, STAPLETON, AL 36578-3037

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BALDWIN AL
Recording Date	Jun 30, 2017
Property Address	13425 FINLEY LN, STAPLETON, AL 36578-3037
Document Number	0001641628
Instrument Date	Jun 26, 2017
Instrument	1641628
Transaction Type	Transfer
Record Updated	Jun 22, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35050 OGDEN AVENUE EXT, STAPLETON, AL 36578-3225

Mortgage

Document Number	0001641630
Date	Jun 30, 2017
Instrument	1641630

Lender

Name	SOUTHPOINT BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2032

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BALDWIN AL
Recording Date	Jun 30, 2017
Property Address	13425 FINLEY LN, STAPLETON, AL 36578-3037
Document Number	0001641629
Instrument Date	Jan 24, 2017
Instrument	1641629
Transaction Type	Transfer
Record Updated	Jul 14, 2017
Title Company	CLEARING TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	13425 FINLEY LN STAPLETON AL 365783037, STAPLETON, AL 36578-3037

Tax Assessment & Valuation

Source: Baldwin County assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Baldwin County
Unified School District	Baldwin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$540.00 (+1.89%) Homeowner's exemption
2025	$530.00 (+5.79%)	$19,320 (+5.23%) Land $4,940 Building $14,380	$193,500 (+5.45%) Land $49,400 Building $144,100
2023	$501.00 (+14.91%)	$18,360 (+26.1%)	$183,500 (+26.03%) Land $33,400 Building $150,100
2022	$436.00	$14,560	$145,600 Land $32,600 Building $113,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	6 (1997–2025)
Most Recent Claim	Apr 2025 · rainfall accumulation
Claims by Event	Hurricane Katrina, Aug 2005 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 84% of Alabama
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH BALDWIN UTILITIES serves 28,713 people · EPA ID AL0000023
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	29 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

13425 Finley Ln, Stapleton, AL 36578 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

October 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

June 2022: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

May 2022: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

December 2018: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

January 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

March 2022: Warranty Deed, Subdivision Related Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

June 2017: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

June 2017: Grant Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Finley Ln

Nearby Streets

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