Frederick County property record for 13423 Loy Wolfe Rd, Smithsburg, MD 21783 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 2.5 Baths |
| Year Built | Built 1984 |
| Square Footage | 2,166 sqft Living Area |
| Lot Size | 1,100,326 sqft (25.2 acres) |
| Pool | 968 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $235,000 (1998) |
| Tax Bill | $5,005.00 (2025) |
| Primary APN | 06-177700 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Partial Baths | 1 Partial Baths |
| Building Area | 2,166 sqft Living Area |
| 1st Floor | 1,444 sqft 1st Floor |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Architectural Style | Conventional Style |
| Exterior Material | Logs Exterior |
| Construction Type | Log Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 1,100,326 sqft (25.2 acres) |
| Pool Area | 968 sqft Pool |
|---|---|
| Shed | 1 Shed |
| Shed Area | 1,440 sqft Shed |
| Deck Area | 104 sqft Deck |
| Porch | Open Porch |
| Porch Area | 596 sqft Porch |
| Heating System | HVAC Heating |
|---|---|
| Sewage | Sewage Connected |
| Account Number | 177700 |
|---|---|
| Street Address | 13423 LOY WOLFE RD |
| City | SMITHSBURG |
| State | MD |
| Zip | 21783-9370 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 25.26 AC E/S LOY WOLFE RD |
| Jurisdiction | FREDERICK MD |
| Minor Civil Division | 6, CATOCTIN |
| Census Blockgroup | 1 |
| Census Block | 1001 |
| Census Tract | 752802 |
Source: Frederick County records · APN 06-177700
Assessment roll updated August 4, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 13423 LOY WOLFE RD, SMITHSBURG, MD 21783-9370 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jan 20, 2026 | Deed of Trust, Mortgage · Line of Credit MIDDLETOWN VALLEY BANK |
| Jun 07, 2023 | Deed of Trust, Mortgage · Line of Credit MIDDLETOWN VALLEY BANK |
| Jul 31, 2020 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 06, 1998 · Amount on Record |
| Deed Sale | May 06, 1998 · Amount on Record |
| Prior Sale | Mar 02, 1998 |
| Deed Doc Number | 19982685 |
| Deed Book / Page | 2415 / 205 |
| Transfer Doc | 0000001015 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 13423 LOY WOLFE RD, SMITHSBURG, MD 21783-9370 |
| Transaction Type | Mortgage |
| Record Updated | Feb 02, 2026 |
| Name | Verified Name |
|---|---|
| Address | 13423 LOY WOLFE RD, SMITHSBURG, MD 21783-9370 |
| Document Number | 0176900064 |
|---|---|
| Date | Jan 20, 2026 |
| Book Page | 17690/64 |
| Name | MIDDLETOWN VALLEY BANK |
|---|---|
| Type | Bank |
| Address | MIDDLETOWN, MD 21769 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 13423 LOY WOLFE RD, SMITHSBURG, MD 21783-9370 |
| Transaction Type | Mortgage |
| Record Updated | Jun 21, 2023 |
| Name | Verified Name |
|---|---|
| Address | 13423 LOY WOLFE RD, SMITHSBURG, MD 21783-9370 |
| Document Number | 0164700003 |
|---|---|
| Date | Jun 07, 2023 |
| Book Page | 16470/3 |
| Name | MIDDLETOWN VALLEY BANK |
|---|---|
| Type | Bank |
| Address | MIDDLETOWN, MD 21769 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 13423 LOY WOLFE RD, SMITHSBURG, MD 21783-9370 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0139420212 |
|---|---|
| Date | Jul 31, 2020 |
| Book Page | 13942/212 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | PITTSBURGH, PA 15222 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
Source: Frederick County records · Assessment roll updated August 4, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,005.00 (+15.54%) Homeowner's exemption | $433,433 (+19.37%) | $468,600 (+29.06%) Land $134,000 Building $334,600 |
| 2023 | $4,332.00 Homeowner's exemption | $363,100 Land $109,000 Building $254,100 | $363,100 Land $109,000 Building $254,100 |
13423 Loy Wolfe Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Moderate risk).
Source: FEMA National Flood Hazard Layer · Frederick County (24021C), updated November 6, 2024
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Moderate 43rd percentile of exposed land nationally · 83rd in Maryland |
|---|---|
| Wildfire Likelihood | Moderate — about 1 in 1,449 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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