13420 Draper Rd, Clear Spring, MD 21722 Property Records

Washington County property record for 13420 Draper Rd, Clear Spring, MD 21722

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,482 sqft · built 2013
Lot Size	3.2 acres (139,392 sqft)
Owner	2 Individual Names on File
Last Sale	$280,000 (Feb 2020)
Tax Bill	$3,656 (2025)
Deeds & Mortgages	Jan 2026 Line of Credit Apr 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`04-065158`

Property Details

APN / Parcel Number

Primary APN	`04-065158`
Alternative APN	`065158`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,482 sqft Total Area
Basement Area	400 sqft
Finished Basement	400 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	139,392 sqft (3.2 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	162 sqft
Deck Area	288 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	065158
Street Address	13420 DRAPER RD
City	CLEAR SPRING
State	MD
Zip	21722-1327
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	EC
Legal Description	LOT 5 3.20 ACRES 13420 DRAPER RD
Legal Subdivision	MRS ANNA LOUISE ROWLAND SUBDIVISION
Legal Lot Number	5
Jurisdiction	WASHINGTON MD
Township / Civil Division	4, CLEAR SPRING
Census Block Group	1
Census Block	1020
Census Tract	10600

Owner

Source: Washington County assessment roll, as of August 4, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	13420 DRAPER RD, CLEAR SPRING, MD 21722-1327
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 7, 2026	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Apr 11, 2022	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Feb 21, 2020	Deed, Transfer · FHA Mortgage HOWARD BANK
Feb 9, 2018	Deed of Trust, Mortgage · Line of Credit STATE EMP CU/MD

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 21, 2020 · Amount on Record
Deed Sale	Feb 21, 2020 · Amount on Record
Prior Sale	Nov 20, 2012 · Amount on Record
Deed Book / Page	6184 / 447
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON MD
Property Address	13420 DRAPER RD, CLEAR SPRING, MD 21722-1327
Transaction Type	Mortgage
Record Updated	Jan 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13420 DRAPER RD, CLEAR SPRING, MD 21722-1327

Mortgage

Document Number	0078380080
Date	Jan 7, 2026
Book Page	7838/80

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON MD
Property Address	13420 DRAPER RD, CLEAR SPRING, MD 21722-1327
Transaction Type	Mortgage
Record Updated	May 3, 2022
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0069800298
Date	Apr 11, 2022
Book Page	6980/298

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2037

February 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	WASHINGTON MD
Recording Date	Feb 21, 2020
Property Address	13420 DRAPER RD, CLEAR SPRING, MD 21722-1327
Document Number	0061840447
Book / Page	6184 / 0447
Map Reference	FO 10114
Instrument Date	Feb 20, 2020
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	OLDE TOWNE TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	13420 DRAPER RD, CLEAR SPRING, MD 21722-1327

Mortgage

Document Number	0006184455
Date	Feb 21, 2020
Instrument	6184/455

Lender

Name	HOWARD BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON MD
Property Address	13420 DRAPER RD, CLEAR SPRING, MD 21722-1327
Document Number	0057120055
Instrument Date	Feb 9, 2018
Transaction Type	Mortgage
Record Updated	Apr 11, 2018
Title Company	SECU TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13420 DRAPER RD CLEAR SPRING MD 217221327, CLEAR SPRING, MD 21722-1327

Mortgage

Document Number	0057120055
Date	Mar 22, 2018
Book Page	005712/000055

Lender

Name	STATE EMP CU/MD
Type	Credit Union
Address	LINTHICUM, MD 21090

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 21, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Washington County assessment roll, as of August 4, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Washington County
Unified School District	Washington County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$394,200 (+11.64%) Land $97,000 Building $297,200	$394,200 (-) Land $97,000 Building $297,200
2025	$3,656.00 (+29.78%)	$353,100 (+30.34%)	$394,200 (+45.51%) Land $97,000 Building $297,200
2023	$2,817.00	$270,900 Land $97,000 Building $173,900	$270,900 Land $97,000 Building $173,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 14, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2014)
Most Recent Claim	Jun 2014 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 71% of Maryland
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Schurz Communications Cable	1,300 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Cell Coverage

4G LTE (outdoors only), no 5G reported

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