1342 Scott St, Covington, KY 41011 Property Records

Kenton County property record for 1342 Scott St, Covington, KY 41011

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,568 sqft · built 1915
Lot Size	0.109 acres (4,750 sqft)
Owner	Individual Name on Record
Last Sale	$95,400 (Oct 2025)
Tax Bill	$1,264 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Mar 2026 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`055-13-11-040.00`

Property Details

APN / Parcel Number

Primary APN	`055-13-11-040.00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,568 sqft Finished Area
Gross Area	2,656 sqft

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Exterior Material	Stucco
Foundation Type	Stone
Roof Material	Composition Shingle
Lot Area	4,750 sqft (0.109 acres)
Lot Dimensions	190 ft deep x 25 ft wide

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	1342 SCOTT ST
City	COVINGTON
State	KY
Zip	41011-3457
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MARTIN HIRAM PT LOT 28 25'X 190' ES SCOTT 100' N 1ST ALLEY
Legal Subdivision	MARTIN HIRAM
Legal Lot Number	28
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	3
Census Block	3023
Census Tract	67100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Helentown Historic District listed 1987 · 689 contributing resources · NRIS 86003481

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	2870 FOREST RD, CINCINNATI, OH 45255
Owner Type	Individual
Vesting	Married Man, Separate Property

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2026	Deed of Trust, Mortgage · Line of Credit UNION HOME MORTGAGE CORP
Mar 2, 2026	Deed of Trust, Mortgage · Line of Credit UNION HOME MORTGAGE CORP
Oct 10, 2025	Quit Claim Deed, Transfer ACCOMODATION, ACCOMMODATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 10, 2025 · Amount on Record
Deed Sale	Oct 10, 2025 · Amount on Record
Prior Sale	Jul 12, 2001 · Amount on Record
Deed Document Number	202589
Deed Book / Page	367 / 651
Prior Transfer Date	Oct 3, 2025
Prior Transfer Doc	0005900089
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	1342 SCOTT ST, COVINGTON, KY 41011-3457
Transaction Type	Mortgage
Record Updated	Apr 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004200
Date	Mar 2, 2026
Book Page	393/481
Instrument	26059000004200

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company
Address	STRONGSVILLE, OH 44136

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Feb 20, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	1342 SCOTT ST, COVINGTON, KY 41011-3457
Transaction Type	Mortgage
Record Updated	Mar 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004200
Date	Mar 2, 2026
Book Page	393/481
Instrument	26059000004200

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company
Address	STRONGSVILLE, OH 44136

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Feb 20, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KENTON KY
Recording Date	Oct 10, 2025
Property Address	1342 SCOTT ST, COVINGTON, KY 41011-3457
Document Number	0005900089
Book / Page	KC 367 / 651
Instrument Date	Oct 3, 2025
Instrument	25101005900089
Transaction Type	Transfer
Record Updated	Oct 29, 2025
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7870 FOREST RD, CINCINNATI, OH 45255-4434

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7870 FOREST RD, CINCINNATI, OH 45255-4434

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$315,300 (+230.5%) Land $10,000 Building $305,300	$315,300 (+230.5%) Land $10,000 Building $305,300
2025	$1,264.00 (+0.8%)	$95,400 (-) Land $5,000 Building $90,400	$95,400 (-) Land $5,000 Building $90,400
2024	$1,254.00 (-1.26%)	$95,400 (-) Land $5,000 Building $90,400	$95,400 (-) Land $5,000 Building $90,400
2023	$1,270.00	$95,400 Land $5,000 Building $90,400	$95,400 Land $5,000 Building $90,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 794 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon.

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