1342 Kyle Dr, Saint Charles, MO 63304 Property Records

St. Charles County property record for 1342 Kyle Dr, Saint Charles, MO 63304

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,744 sqft · built 1987
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on Record
Last Sale	$118,500 (Dec 1999)
Tax Bill	$3,258 (2025)
Deeds & Mortgages	Jun 2018 Mortgage Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`A883000257`

Property Details

APN / Parcel Number

Primary APN	`A883000257`
Alternative APN	`3-0120-6184-00-0266.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,744 sqft Living Area
Gross Area	2,740 sqft
1st Floor Area	1,172 sqft
Basement Area	1,088 sqft
Finished Basement	572 sqft
Unfinished Basement	516 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Bi-Level
Exterior Material	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,841 sqft (0.18 acres)
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	A883000257
Street Address	1342 KYLE DR
City	SAINT CHARLES
State	MO
Zip	63304-3424
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MEADOWRIDGE #6 LOT 266
Legal Subdivision	MEADOWRIDGE #6
Legal Lot Number	266
Jurisdiction	ST CHARLES MO
Township / Civil Division	COTTLEVILLE
Census Block Group	1
Census Block	1008
Census Tract	311122

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1342 KYLE DR, SAINT CHARLES, MO 63304-3424
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 14, 2018	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Jul 12, 2019	Warranty Deed, Transfer · FHA Mortgage DAS ACQUISITION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 28, 1999 · Amount on Record
Deed Sale	Dec 28, 1999 · Amount on Record
Deed Document Number	1999101026
Deed Book / Page	2346 / 529
Record Updated	Sep 20, 2026

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	1342 KYLE DR, SAINT CHARLES, MO 63304-3424
Transaction Type	Mortgage
Record Updated	Aug 9, 2021
Title Company	TITLE SOURCE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0069331982
Date	Jun 14, 2018
Book Page	6933/1982
Instrument	20180614000331600

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jul 12, 2019
Property Address	1342 KYLE DR, SAINT CHARLES, MO 63304-3424
Document Number	0071041167
Book / Page	007104 / 001167
Instrument Date	Jul 3, 2019
Instrument	354350
Transaction Type	Transfer
Record Updated	Aug 5, 2019
Title Company	SELECT TITLE GROUP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1342 KYLE DR ST CHARLES MO 633043424, ST CHARLES, MO 63304-3424

Mortgage

Document Number	71041169
Date	Jul 12, 2019
Book Page	007104/001169
Instrument	354360

Lender

Name	DAS ACQUISITION
Address	ST LOUIS, MO 63141

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 11, 2049

Mortgage

Document Number	71051921,
Date	Jul 12, 2019
Book Page	007105/001921
Instrument	360370

Lender

Name	HOUSING & CMNTY DEV DEPT
Type	Construction/Development Company
Address	201 N 2ND ST # 420, ST CHARLES, MO 63301-2874

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$54,829 (-)	$288,576 (-) Land $65,000 Building $223,576
2025	$3,258.00	$54,829 (+9.81%)	$288,576 (+9.81%) Land $65,000 Building $223,576
2023		$49,932
2022			$262,799 Building $262,799

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	7 (1979–2015)
Claims Outside the SFHA	1 of 7
Most Recent Claim	Jun 2015 · rainfall accumulation
Claims by Event	Severe Storms & Flooding, Jun 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 514 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Wisper ISP.

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