1342 Cuesta Norte, Fallbrook, CA 92028 Property Records

San Diego County property record for 1342 Cuesta Norte, Fallbrook, CA 92028

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,729 sqft · built 1976
Lot Size	0.85 acres (37,026 sqft)
Owner	2 Individual Names on File
Last Sale	$325,000 (Apr 2013)
Tax Bill	$4,323 (2025)
Deeds & Mortgages	Feb 2023 Second Mortgage Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`106-410-57-00`

Property Details

APN / Parcel Number

Primary APN	`106-410-57-00`
Alternative APN	`1060412900`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,729 sqft Living Area

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Lot Area	37,026 sqft (0.85 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	1060412900
Street Address	1342 CUESTA NORTE
City	FALLBROOK
State	CA
Zip	92028-4207
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	PAR 1 TR PM03773
Legal Subdivision	PARCEL MAP NO 3773
Legal Tract	3773
Legal Block	3
Jurisdiction	SAN DIEGO CA
Township / Civil Division	FALLBROOK
Census Block Group	3
Census Block	3004
Census Tract	18906

Owner

1342 Cuesta Norte is owned and occupied by two individuals who bought it in April 2013.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1342 CUESTA NORTE, FALLBROOK, CA 92028-4207
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 21, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SAN DIEGO COUNTY CU
Oct 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage INSPIRE HOME LOANS INC
Mar 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage INSPIRE HM LNS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 30, 2013 · Amount on File
Deed Sale	Apr 30, 2013 · Amount on File
Prior Sale	Feb 15, 2007 · Amount on File
Deed Document Number	2013267720
Prior Transfer Date	Jun 4, 2001
Prior Transfer Doc	0000455038
Record Updated	Oct 29, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1342 CUESTA NORTE, FALLBROOK, CA 92028-4207
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	ATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1342 CUESTA NORTE, FALLBROOK, CA 92028-4207
Investor	Possibly a Property Investor

Mortgage

Document Number	0000043883
Date	Feb 21, 2023
Instrument	2023-0043883

Lender

Name	SAN DIEGO COUNTY CU
Type	Credit Union
Address	SAN DIEGO, CA 92198

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2038

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1342 CUESTA NORTE, FALLBROOK, CA 92028-4207
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TTL SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1342 CUESTA NORTE, FALLBROOK, CA 92028-4207

Mortgage

Document Number	0000658165
Date	Oct 27, 2020
Instrument	2020-0658165

Lender

Name	INSPIRE HOME LOANS INC
Type	Mortgage Company
Address	NEWPORT BEACH, CA 92660

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1342 CUESTA NORTE, FALLBROOK, CA 92028-4207
Document Number	0000162999
Instrument Date	Mar 24, 2020
Transaction Type	Mortgage
Record Updated	Apr 14, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1342 CUESTA NORTE FALLBROOK CA 920284207, FALLBROOK, CA 92028-4207

Mortgage

Document Number	0000162999
Date	Mar 30, 2020
Instrument	162999

Lender

Name	INSPIRE HM LNS INC
Address	NEWPORT BEACH, CA 92660

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 29, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1342 Cuesta Norte was $4,323.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Elementary School District	Fallbrook Union Elementary School District (KG - 08)
Secondary School District	Fallbrook Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$408,206 (+2%) Land $176,887 Building $231,319
2025	$4,323.00	$400,203 Land $173,419 Building $226,784
2023	$4,099.00 (-0.05%)	$384,665 Land $166,686 Building $217,979
2022	$4,101.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1342 Cuesta Norte in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	Dec 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1342 Cuesta Norte is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 78% of California
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FALLBROOK PUD serves 35,237 people · EPA ID CA3710008
Water Source	Purchased surface water from several systems
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
San Diego Broadband Fixed Wireless	500 / 100
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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