1342 Beringer Ln, Vista, CA 92081 Property Records

San Diego County property record for 1342 Beringer Ln, Vista, CA 92081

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,147 sqft · built 1988
Lot Size	0.328 acres (14,276 sqft)
Owner	2 Individual Names on Record
Tax Bill	$7,432 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Nov 2022 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`183-421-12-00`

Property Details

APN / Parcel Number

Primary APN	`183-421-12-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Building Area	2,147 sqft Living Area

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Lot Area	14,276 sqft (0.328 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	1342 BERINGER LN
City	VISTA
State	CA
Zip	92081-5312
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SPI
Legal Description	LOT 47 TR 011750
Legal Subdivision	86-10 VISTA
Legal Tract	011750
Legal Block	1
Legal Lot Number	47
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	4
Census Block	4005
Census Tract	19904

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1342 BERINGER LN, VISTA, CA 92081-5312
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 6, 2026	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE
Nov 15, 2022	Deed of Trust, Mortgage · Line of Credit FIRST TECHNOLOGY FEDERAL CU
Sep 2, 2021	Deed of Trust, Mortgage · VA Mortgage MUTUAL OF OMAHA MORTGAGE INC
Oct 23, 2020	Intrafamily Transfer, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE
Dec 2, 2019	Deed of Trust, Mortgage · VA Mortgage USAA
Mar 15, 2019	Deed of Trust, Mortgage PENNYMAC
Jun 13, 2018	Grant Deed, Transfer LAWYERS TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 23, 2020
Deed Sale	Oct 23, 2020
Prior Sale	Jun 13, 2018 · Amount on Record
Deed Document Number	2020652897
Prior Transfer Date	Oct 16, 2020
Prior Transfer Doc	0000652897
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1342 BERINGER LN, VISTA, CA 92081-5312
Transaction Type	Mortgage
Record Updated	Mar 17, 2026
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1342 BERINGER LN, VISTA, CA 92081-5312

Mortgage

Document Number	0000062963
Date	Mar 6, 2026
Instrument	2026-0062963

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1342 BERINGER LN, VISTA, CA 92081-5312
Transaction Type	Mortgage
Record Updated	Nov 23, 2022
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1342 BERINGER LN, VISTA, CA 92081-5312

Mortgage

Document Number	0000436817
Date	Nov 15, 2022
Instrument	2022-0436817

Lender

Name	FIRST TECHNOLOGY FEDERAL CU
Type	Credit Union
Address	HILLSBORO, OR 97124

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Nov 25, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1342 BERINGER LN, VISTA, CA 92081-5312
Transaction Type	Mortgage
Record Updated	Sep 13, 2021
Title Company	INDEPENDENCE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1342 BERINGER LN, VISTA, CA 92081-5312

Mortgage

Document Number	0000624519
Date	Sep 2, 2021
Instrument	2021-0624519

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

October 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 23, 2020
Property Address	1342 BERINGER LN, VISTA, CA 92081-5312
Document Number	0000652897
Map Reference	MAP 11750
Instrument Date	Oct 16, 2020
Instrument	2020-0652897
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	LAWYERS TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1342 BERINGER LN, VISTA, CA 92081-5312

Mortgage

Document Number	0000652898
Date	Oct 23, 2020
Instrument	2020-0652898

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1342 BERINGER LN, VISTA, CA 92081-5312
Document Number	0000030572
Instrument Date	Dec 2, 2019
Transaction Type	Mortgage
Record Updated	Feb 4, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1342 BERINGER LN VISTA CA 920815312, VISTA, CA 92081-5312

Mortgage

Document Number	0000030572
Date	Jan 21, 2020
Instrument	30572

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 20, 2050

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1342 BERINGER LN, VISTA, CA 92081-5312
Document Number	0000100431
Instrument Date	Mar 15, 2019
Transaction Type	Mortgage
Record Updated	Mar 27, 2019
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1342 BERINGER LN VISTA CA 920815312, VISTA, CA 92081-5312

Mortgage

Document Number	0000100431
Date	Mar 21, 2019
Instrument	100431

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 20, 2049

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 13, 2018
Property Address	1342 BERINGER LN, VISTA, CA 92081-5312
Document Number	0000239542
Instrument Date	May 4, 2018
Instrument	239542
Transaction Type	Transfer
Record Updated	Jun 20, 2018
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Tax	$742.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1342 BERINGER LN VISTA CA 920815312, VISTA, CA 92081-5312

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Vista City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$783,389 (+2%) Land $417,808 Building $365,581
2025	$7,432.00 (+6.54%)	$768,029 (+4.04%) Land $409,616 Building $358,413
2023	$6,976.00 (-1.01%)	$738,208 Land $393,711 Building $344,497
2022	$7,047.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VISTA IRRIGATION DISTRICT serves 134,501 people · EPA ID CA3710027
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 407 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
San Diego Broadband Fixed Wireless	500 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: Cox Communications, Verizon.

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