13417 Mount Cross Rd, Dry Fork, VA 24549 Property Records

Pittsylvania County property record for 13417 Mount Cross Rd, Dry Fork, VA 24549

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,660 sqft · built 1948
Lot Size	2.68 acres (116,741 sqft)
Owner	Individual Name on Record
Last Sale	$183,400 (Aug 2021)
Tax Bill	$1,457 (2026)
Deeds & Mortgages	Feb 2024 Second Mortgage Aug 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1461-86-0589`

Property Details

APN / Parcel Number

Primary APN	`1461-86-0589`
Alternative APN	`254707`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,660 sqft Living Area
Basement Area	1,660 sqft
Unfinished Basement	1,660 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1997
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Composition Shingle
Lot Area	116,741 sqft (2.68 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	254707
Street Address	13417 MOUNT CROSS RD
City	DRY FORK
State	VA
Zip	24549-3113
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RC-1
Legal Description	MOUNT CROSS RD ST RD 844
Jurisdiction	PITTSYLVANIA VA
Township / Civil Division	TUNSTALL
Census Block Group	4
Census Block	4010
Census Tract	11001

Owner

Source: Pittsylvania County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	13417 MOUNT CROSS RD, DRY FORK, VA 24549-3113
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPME
Aug 6, 2021	Warranty Deed, Transfer · FHA Mortgage OVM FINANCIAL INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 6, 2021 · Amount on Record
Deed Sale	Aug 6, 2021 · Amount on Record
Deed Document Number	20214940
Record Updated	Sep 20, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PITTSYLVANIA VA
Property Address	13417 MOUNT CROSS RD, DRY FORK, VA 24549-3113
Transaction Type	Mortgage
Record Updated	Mar 27, 2024
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0240000736
Date	Feb 23, 2024
Instrument	240000736

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPME

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	331 Months
Due	Sep 1, 2051

Interest

Rate Type	Fixed Rate

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PITTSYLVANIA VA
Recording Date	Aug 6, 2021
Property Address	13417 MOUNT CROSS RD, DRY FORK, VA 24549-3113
Document Number	210004940
Instrument Date	Aug 4, 2021
Instrument	210004940
Transaction Type	Transfer
Record Updated	Sep 15, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13417 MOUNT CROSS RD, DRY FORK, VA 24549-3113

Mortgage

Document Number	210004941
Date	Aug 6, 2021
Instrument	210004941

Lender

Name	OVM FINANCIAL INC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Pittsylvania County assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Pittsylvania County
Unified School District	Pittsylvania County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,457.00	$235,000 (+51.22%) Land $20,200 Building $214,800	$235,000 (+51.22%) Land $20,200 Building $214,800
2025	$1,457.00
2022		$155,400 Land $20,200 Building $135,200	$155,400 Land $20,200 Building $135,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 25, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zito Media Cable	1,000 / 25
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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