13415 Gray St, Culpeper, VA 22701 Property Records

Culpeper County property record for 13415 Gray St, Culpeper, VA 22701

Property Summary

Property Type	Single Family Home
Details	5 bd · 1.5 ba · 1,225 sqft · built 1980
Lot Size	0.55 acres (23,958 sqft)
Owner	Individual Name on Record
Tax Bill	$1,285 (2025)
Flood Zone	Zone X (minimal risk)
APN	`29-90`

Property Details

APN / Parcel Number

Primary APN	`29-90`
Alternative APN	`9778`

Interior

Bedrooms	5 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,225 sqft Living Area
1st Floor Area	1,188 sqft
Basement Area	1,188 sqft
Unfinished Basement	1,188 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Split Foyer
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	23,958 sqft (0.55 acres)
Porch	Porch
Porch Area	37 sqft
Deck Area	100 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Space Heater
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	9778
Street Address	13415 GRAY ST
City	CULPEPER
State	VA
Zip	22701-5777
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	NORMAN FINCHAM SUB INTO 5 LOTS LOT 4
Legal Subdivision	NORMAN FINCHAM SUBDIVISION
Legal Lot Number	4
Jurisdiction	CULPEPER VA
Township / Civil Division	SALEM
Census Block Group	1
Census Block	1024
Census Tract	930202

Owner

Source: Culpeper County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	13415 GRAY ST, CULPEPER, VA 22701-5777
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: Culpeper County assessment roll, as of November 7, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Culpeper County
Unified School District	Culpeper County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,285.00 (+2.72%)	$298,800 (+12.2%) Land $111,200 Building $187,600	$298,800 (+12.2%) Land $111,200 Building $187,600
2024	$1,251.00 (+2.21%)
2023	$1,224.00	$266,300 Land $82,300 Building $184,000	$266,300 Land $82,300 Building $184,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 25, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1987–1996)
Most Recent Claim	Sep 1996 · Hurricane Fran And Associated Severe Storm Cond
Claims by Event	Hurricane Fran And Associated Severe Storm Cond, Sep 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	1,200 / 35
Virginia Broadband Fixed Wireless · not low latency	100 / 25
T-Mobile Fixed Wireless	100 / 20