Washington County property record for 13414 Ritchie Rd, Cascade, MD 21719 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 3,291 sqft · built 2023 |
| Lot Size | 6.78 acres (295,337 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $330,000 (Mar 2023) |
| Tax Bill | $5,277 (2025) |
| Deeds & Mortgages | Mar 2023 Construction Loan Jul 2020 Construction Loan + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-012850 |
| Primary APN | 14-012850 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 3,291 sqft Total Area |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 295,337 sqft (6.78 acres) |
| Garage Type | Mixed |
| Garage Area | 1,876 sqft |
| Parking Spaces | 6 Parking Spaces |
| Porch | Slab |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 012850 |
|---|---|
| Street Address | 13414 RITCHIE RD |
| City | CASCADE |
| State | MD |
| Zip | 21719-2001 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 4 6.78 ACRES 13414 RITCHIE RD |
| Legal Subdivision | RUBY WILHIDE AND WILLIAM WILHIDE |
| Legal Lot Number | 4 |
| Jurisdiction | WASHINGTON MD |
| Township / Civil Division | 14, RINGGOLD |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 10200 |
Source: Washington County records · APN 14-012850
Assessment roll updated August 4, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 13414 RITCHIE RD, CASCADE, MD 21719-2001 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 06, 2023 | Deed, Transfer · Construction Mortgage GEORGE MASON MORTGAGE LLC |
| Jul 15, 2020 | Deed of Trust, Mortgage · Construction Mortgage CNB BANK INC |
| Apr 22, 2019 | Grant Deed, Transfer OLDE TOWNE TITLE COMPANY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 06, 2023 · Amount on Record |
| Deed Sale | Mar 06, 2023 · Amount on Record |
| Prior Sale | Apr 22, 2019 · Amount on Record |
| Prior Transfer Date | Feb 28, 2023 |
| Prior Transfer Doc | 0072040488 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Recording Date | Mar 06, 2023 |
| Property Address | 13414 RITCHIE RD, CASCADE, MD 21719-2001 |
| Document Number | 0072040488 |
| Book / Page | 7204 / 488 |
| Map Reference | PL 10763 |
| Instrument Date | Feb 28, 2023 |
| Transaction Type | Transfer |
| Record Updated | Mar 20, 2023 |
| Title Company | OLDE TOWNE TITLE INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 13414 RITCHIE RD, CASCADE, MD 21719-2001 |
| Document Number | 0072040493 |
|---|---|
| Date | Mar 06, 2023 |
| Book Page | 7204/493 |
| Name | GEORGE MASON MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | FAIRFAX, VA 22030 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 372 Months |
| Due | Mar 01, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.75% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Mar 01, 2030 |
| Change Frequency | Annually |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 7.75% |
| Index | 1-Year CMT |
| Margin | 3 |
| Max Rate | 11.7% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Property Address | 13414 RITCHIE RD, CASCADE, MD 21719-2001 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0063030126 |
|---|---|
| Date | Jul 15, 2020 |
| Book Page | 6303/126 |
| Name | CNB BANK INC |
|---|---|
| Type | Bank |
| Address | BERKELEY SPRINGS, WV 25411 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 373 Months |
| Due | Aug 01, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.99% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Aug 01, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 3.99% |
| Max Rate At Change | 8.99% |
| Index | Other |
| Max Rate | 8.99% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Recording Date | Apr 22, 2019 |
| Property Address | 13414 RITCHIE RD, CASCADE, MD 21719-2001 |
| Document Number | 0059590427 |
| Book / Page | 005959 / 000427 |
| Instrument Date | Apr 19, 2019 |
| Transaction Type | Transfer |
| Record Updated | May 02, 2019 |
| Title Company | OLDE TOWNE TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Tax | $88.39 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 10721 HARTLE DR HAGERSTOWN MD 217421223, HAGERSTOWN, MD 21742-1223 |
Source: Washington County records · Assessment roll updated August 4, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Washington County |
| Unified School District | Washington County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $676,133 (+16.62%) | $772,500 (-) Land $103,900 Building $668,600 | |
| 2025 | $5,277.00 (+5.46%) Homeowner's exemption | $579,767 (+158.21%) | $772,500 (+233.41%) Land $103,900 Building $668,600 |
| 2024 | $5,004.00 (+114.3%) | ||
| 2023 | $2,335.00 Homeowner's exemption | $224,533 | $231,700 Land $103,900 Building $127,800 |
Source: FEMA National Flood Hazard Layer, Washington County (24043C), updated August 14, 2017 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 40% of the US · above 80% of Maryland |
|---|---|
| Wildfire Likelihood | About 1 in 2,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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