Wayne County property record for 13414 Gerald St, Gibraltar, MI 48173
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,135 sqft · built 1959 |
| Lot Size | 0.11 acres (4,792 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $96,500 (Nov 2017) |
| Tax Bill | $2,534 (2025) |
| Deeds & Mortgages | Nov 2017 Mortgage Nov 2017 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 36 018 01 0375 000 |
| Primary APN | 36 018 01 0375 000 |
|---|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,135 sqft Living Area |
| 1st Floor Area | 1,126 sqft |
| Basement Area | 1,161 sqft |
| Unfinished Basement | 1,161 sqft |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Concrete Block |
| Roof Type | Gable |
| Lot Area | 4,792 sqft (0.11 acres) |
| Lot Dimensions | 115 ft deep x 40 ft wide |
| Garage Area | 360 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 90 sqft |
| Patio Area | 190 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Street Address | 13414 GERALD ST |
|---|---|
| City | GIBRALTAR |
| State | MI |
| Zip | 48173-9543 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RESIDE |
| Legal Description | 01C375 T5S LOT 375 HALLS GIBRALTAR SUB PC 54 T5S R10E L54 P35, 36 WCR |
| Legal Subdivision | HALLS GIBRALTAR |
| Legal Lot Number | 375 |
| Jurisdiction | WAYNE MI |
| Township / Civil Division | GIBRALTAR |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 597000 |
13414 Gerald St is owned and occupied by two individuals who bought it in November 2017.
Source: Wayne County records, as of September 15, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 13414 GERALD ST, GIBRALTAR, MI 48173-9543 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 27, 2017 | Deed of Trust, Mortgage · Conventional Mortgage MOVEMENT MORTGAGE |
| Nov 30, 2017 | Warranty Deed, Transfer |
| Mar 14, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 30, 2017 · Amount on File |
| Deed Sale | Nov 30, 2017 · Amount on File |
| Deed Document Number | 2017375633 |
| Deed Book / Page | 54096 / 1390 |
| Prior Transfer Date | Mar 6, 2000 |
| Prior Transfer Doc | 0535731104 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAYNE MI |
| Property Address | 13414 GERALD ST, GIBRALTAR, MI 48173-9543 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0540861331 |
|---|---|
| Date | Nov 27, 2017 |
| Book Page | 54086/1331 |
| Instrument | 2017369959 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | FORT MILL, SC 29707 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 350 Months |
| Due | Jan 2, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WAYNE MI |
| Recording Date | Nov 30, 2017 |
| Property Address | 13414 GERALD ST, GIBRALTAR, MI 48173-9543 |
| Document Number | 0540961390 |
| Book / Page | 54096 / 1390 |
| Map Reference | LB54 PG35&36 |
| Instrument Date | Nov 16, 2017 |
| Instrument | 2017375633 |
| Transaction Type | Transfer |
| Record Updated | May 24, 2021 |
| Amount | Amount on Record |
|---|---|
| Tax | $829.90 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10284 N WAR HORSE PT, 10284, CRYSTAL RIVER, FL 34428-7112 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 13977 MIDDLE GIBRALTAR RD, GIBRALTAR, MI 48173-9794 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WAYNE MI |
| Recording Date | Mar 14, 2017 |
| Property Address | 13414 GERALD ST, GIBRALTAR, MI 48173-9543 |
| Document Number | 0535731104 |
| Book / Page | 053573 / 001104 |
| Instrument Date | Mar 6, 2000 |
| Instrument | 74707 |
| Transaction Type | Transfer |
| Record Updated | May 17, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 13414 GERALD ST GIBRALTAR MI 481739543, GIBRALTAR, MI 48173-9543 |
The 2025 property tax bill for 13414 Gerald St was $2,534 with a homeowner's exemption.
Source: Wayne County assessment roll, as of September 15, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Wayne County |
| Municipality | Gibraltar City |
| Unified School District | Gibraltar School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $79,000 (+6.61%) | $158,000 (+6.61%) | |
| 2025 | $2,534.00 Homeowner's exemption | $74,100 | $148,200 |
| 2023 | $63,100 | $126,200 | |
| 2020 | $2,089.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 13414 Gerald St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 64 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 64 in force |
| Nearby Flood Claims | 251 (1980–2023) |
| Claims Outside the SFHA | 37 of 251 |
| Most Recent Claim | Aug 2023 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 13414 Gerald St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GIBRALTAR serves 4,997 people · EPA ID MI0002630 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Lead | 4 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 512 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
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