13410 Jeronimo Ln, Port Charlotte, FL 33981 Property Records

Charlotte County property record for 13410 Jeronimo Ln, Port Charlotte, FL 33981

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,658 sqft · built 2021
Lot Size	0.499 acres (21,740 sqft)
Owner	2 Individual Names on File
Tax Bill	$6,030 (2025)
Deeds & Mortgages	Mar 2020 Mortgage Feb 2020 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`41-21-17-431-025`

Property Details

APN / Parcel Number

Primary APN	`41-21-17-431-025`
Alternative APNs	`0061271-001600-6` `10004671627`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,658 sqft Living Area
Gross Area	2,655 sqft
Flooring	Covered

Exterior

Year Built	Built 2021
Exterior Material	Composition/Composite
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	21,740 sqft (0.499 acres)
Garage Type	Detached
Garage Area	780 sqft
Driveway	Driveway
Driveway Area	1 sqft
Parking Spaces	3 Parking Spaces
Pool Area	288 sqft
Lawn Sprinklers	Lawn Sprinklers
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	10004671627
Old Parcel Number	00612710016006
Street Address	13410 JERONIMO LN
City	PORT CHARLOTTE
State	FL
Zip	33981-3977
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF3.5
Legal Description	PCH 058 4231 0016 PORT CHARLOTTE SEC58 BLK4231 LT 16 700/708 4485/1469 REL4538/107 4694/1017 PCH 058 4231 00
Legal Range	21E
Legal Township	41S
Legal Section	17
Legal Subdivision	PORT CHARLOTTE
Legal Block	4231
Legal Lot Number	16
Jurisdiction	CHARLOTTE FL
Township / Civil Division	GROVE CITY-ROTONDA
Census Block Group	2
Census Block	2082
Census Tract	30501

Owner

Source: Charlotte County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	13410 JERONIMO LN, PORT CHARLOTTE, FL 33981-3977
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage ACHIEVA CU
Feb 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage ACHIEVA CU
Sep 23, 2019	Warranty Deed, Transfer SUNCOAST ONE TITLE AND CLOSINGS, SUNCOAST ONE TITLE & CLOSINGS

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	Sep 23, 2019
Transfer Doc	0044851469
Record Updated	Jun 8, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Property Address	13410 JERONIMO LN, PORT CHARLOTTE, FL 33981-3977
Transaction Type	Mortgage
Record Updated	Feb 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0045471998
Date	Mar 5, 2020
Book Page	4547/1998
Instrument	2792933

Lender

Name	ACHIEVA CU
Type	Credit Union
Address	DUNEDIN, FL 34698

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Apr 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	Apr 1, 2031
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	8.75%
Index	1-Year CMT
Max Rate	8.75%

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Property Address	13410 JERONIMO LN, PORT CHARLOTTE, FL 33981-3977
Document Number	0045471998
Instrument Date	Feb 21, 2020
Transaction Type	Mortgage
Record Updated	Apr 1, 2020
Title Company	OTHER

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1071 MANCHESTER AVE SW NORTH LAWRENCE OH 446669437, NORTH LAWRENCE, OH 44666-9437

Mortgage

Document Number	0045471998
Date	Mar 5, 2020
Book Page	004547/001998
Instrument	2792933

Lender

Name	ACHIEVA CU
Type	Credit Union
Address	DUNEDIN, FL 34698

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 4, 2050

Interest

Rate Type	Adjustable Rate

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Sep 23, 2019
Property Address	13410 JERONIMO LN, PORT CHARLOTTE, FL 33981-3977
Document Number	0044851469
Book / Page	004485 / 001469
Instrument Date	Sep 23, 2019
Instrument	2745922
Transaction Type	Transfer
Record Updated	Nov 30, 2020
Title Company	SUNCOAST ONE TITLE AND CLOSINGS, SUNCOAST ONE TITLE & CLOSINGS

Transaction

Amount	Amount Recorded
Tax	$84.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1071 MANCHESTER AVE SW NORTH LAWRENCE OH 446669437, NORTH LAWRENCE, OH 44666-9437

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,030.00 (-3.3%) Homeowner's exemption	$434,748 (+18.8%)	$463,483 (+2.37%) Land $48,000 Building $415,483
2023	$6,236.00 (-5.5%) Homeowner's exemption	$365,949 (-7.58%)	$452,767 (+14.35%) Land $54,000 Building $398,767
2022	$6,599.00 Homeowner's exemption	$395,959 Land $40,800 Building $355,159	$395,959 Land $40,800 Building $355,159

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 892 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	892 in force
Nearby Flood Claims	37 (2022–2024)
Claims Outside the SFHA	2 of 37
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Helene, Sep 2024 · 4 claims Hurricane Ian, Sep 2022 · 17 claims Hurricane Ian, Sep 2022 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE COUNTY UTILITIES serves 173,820 people · EPA ID FL5084100
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	10 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
TPC ACC Acquisition Fiber · Cable in parts of the area	1,000 / 1,000

May also be available: ALTIUS Communications, Verizon.

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