Chesterfield County property record for 13410 Harrowgate Rd, Chester, VA 23831
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,568 sqft · built 2020 |
| Lot Size | 5.03 acres (219,499 sqft) |
| Owner | Individual Name on File |
| Last Sale | $125,500 (Sep 2016) |
| Tax Bill | $5,369 (2026) |
| Deeds & Mortgages | Apr 2024 Refinance Jul 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 790-64-51-45-900-000 |
| Primary APN | 790-64-51-45-900-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,568 sqft Finished Area |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 219,499 sqft (5.03 acres) |
| Lot Width | 5,039 ft Width |
| Garage Area | 560 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 320 sqft |
| Patio Area | 440 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 383479001 |
|---|---|
| Street Address | 13410 HARROWGATE RD |
| City | CHESTER |
| State | VA |
| Zip | 23831-6511 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R7 - SINGL |
| Legal Description | GARDEN CITY HGTS PT1A,3,84A,85 |
| Legal Subdivision | SANDSTONE RIDGE |
| Legal Block | 84A |
| Legal Lot Number | 3 |
| Jurisdiction | CHESTERFIELD VA |
| Township / Civil Division | BERMUDA |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 100507 |
13410 Harrowgate Rd is owned and occupied by an individual who bought it in September 2016.
Source: Chesterfield County records, as of June 22, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 13410 HARROWGATE RD, CHESTER, VA 23831-6511 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 25, 2024 | Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS AND FARMERS BANK |
| Jul 8, 2017 | Deed of Trust, Mortgage · Line of Credit CITIZENS & FARMERS BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 27, 2016 · Amount on File |
| Deed Sale | Sep 27, 2016 · Amount on File |
| Deed Document Number | 201638351 |
| Deed Book / Page | 11382 / 68 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTERFIELD VA |
| Property Address | 13410 HARROWGATE RD, CHESTER, VA 23831-6511 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0014537-65 |
|---|---|
| Date | Apr 25, 2024 |
| Book Page | 14537/65 |
| Instrument | 2024011759 |
| Name | CITIZENS AND FARMERS BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTERFIELD VA |
| Property Address | 13410 HARROWGATE RD, CHESTER, VA 23831-6511 |
| Document Number | 11685126 |
| Book / Page | 011685 / 000126 |
| Instrument Date | Jul 8, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 26, 2017 |
| Name | Verified Name |
|---|
| Document Number | 11685126 |
|---|---|
| Date | Jul 13, 2017 |
| Book Page | 011685/000126 |
| Instrument | 27474 |
| Name | CITIZENS & FARMERS BK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 13410 Harrowgate Rd was $5,369.
Source: Chesterfield County assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Chesterfield County |
| Unified School District | Chesterfield County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,369.00 | $600,500 (+10.63%) Land $88,300 Building $512,200 | $600,500 (+10.63%) Land $88,300 Building $512,200 |
| 2025 | $542,800 Land $86,300 Building $456,500 | $542,800 Land $86,300 Building $456,500 | |
| 2023 | $782.00 | $83,200 Land $77,300 Building $5,900 | $83,200 Land $77,300 Building $5,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 13410 Harrowgate Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 13410 Harrowgate Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures